ABDA
Asuransi Bina Dana Arta Tbk
4.880
09 Oct 2026
PER
26,64
PBV
1,70
ROE
6,39%
Current Ratio
—
DER
54,71%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Sektor
Keuangan
Sub Sektor
Asuransi
Industri
Asuransi
Sub Industri
Asuransi Umum
Business Line
—
Product & Commodity
—
Info Umum
Tanggal Pencatatan
—
Mata Uang
IDR
Website
https://www.abdainsurance.co.id
Email
—
Telepon
—
Alamat
Plaza Asia - 27th Floor Jalan Jenderal Sudirman Kav. 59 RT. 5 RW. 3, Senayan, Kec. Kebayoran Bar, Jakarta
Tentang Perusahaan
PT Asuransi Bina Dana Arta Tbk operates as a general insurance company in Indonesia. The company offers motor vehicles, fire, personal accident and health, transportation, liability, engineering, marine cargo, heavy equipment, home, property, travel, and other insurance products. It also engages in the motor vehicle workshop and repair business. The company was founded in 1982 and is headquartered in Jakarta, Indonesia. PT Asuransi Bina Dana Arta Tbk is a subsidiary of Mapfre Internacional SA.
Rasio
Rasio Profitabilitas
Gross Profit Margin (TTM)
—
Operating Profit Margin (TTM)
—
Net Profit Margin (TTM)
10,60%
Management Effectiveness
ROA (TTM)
4,13%
ROE (TTM)
6,39%
Asset Turnover (TTM)
0,39x
Rasio Liquiditas & Leverage
Current Ratio
—
Quick Ratio
—
Debt to Equity Ratio (DER)
54,71%
Rasio Aktivitas
Perputaran Aset (TTM)
0,39x
Inventory Turnover (TTM)
—
Receivables Turnover (TTM)
—
Valuasi
Current Valuation
Current PE Ratio (Annual)
30,36
Current PE Ratio (TTM)
26,64
Earning Yield (Annual)
3,29%
Earning Yield (TTM)
3,75%
Earning Yield (Greenblatt: EBIT/EV)
—
Current Price to Book Value
1,70
Current Price to Sales (TTM)
2,83
Current Price to Cashflow (TTM)
—
EV to EBIT (TTM)
—
Fair Value (Graham Number)
3.438
Per Share
EPS (Annual)
161
EPS (TTM)
183
Book Value per Share
2.867
Revenue per Share (Annual)
1.600
Revenue per Share (TTM)
1.727
Cash Flow per Share (Annual)
—
Cash Flow per Share (TTM)
—
Ukuran Perusahaan
Market Cap
3,03 T
Enterprise Value
—
Saham Beredar
620,81 Jt
Total Aset
2,75 T
Total Ekuitas
1,78 T
Free Cash Flow (Annual)
1,68 M
Growth (TTM vs Tahun Terbaru)
Revenue Growth
7,97%
Gross Profit Growth
—
Net Income Growth
13,97%
Screening ala Graham
4 / 9
Bukan Saham Teknologi
Lulus
Termasuk Sektor Keuangan
Lulus
Revenue Lebih dari Rp175 Miliar
Lulus
Current Ratio > 2
Gagal
Utang Jangka Panjang < Modal Kerja Bersih
Gagal
PER Wajar (< 15)
Gagal
PER x PBV < 22
Gagal
DER Rendah (< 100%)
Lulus
Membagikan Dividen
Gagal
Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
4 / 9
Arus kas operasi positif
Gagal
ROA membaik
Lulus
Rasio utang jangka panjang menurun
Gagal
Kualitas laba (OCF > laba bersih)
Gagal
Laba bersih positif
Lulus
Jumlah saham tidak bertambah
Lulus
Gross margin membaik
Gagal
Current ratio membaik
Gagal
Asset turnover membaik
Lulus
Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Fair Value (Graham Number)
3.438
Harga Saat Ini
4.880
Selisih
-1.442
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Laba
Laba Naik
Laba Naik < 20%
Penjualan Turun < 20%
Hutang Turun < 20%
Pertumbuhan Rata-rata (CAGR)
Modal Naik Rata2 > 10%
Modal Naik Rata2 > 20%
Modal Naik Rata2 > 40%
Penjualan Naik Rata2 > 10%
Laba Naik Rata2 > 20%
Solvabilitas
DER < 0.5x
DER < 1x
Likuiditas
Aset Lancar > Hutang Lancar
Profitabilitas
ROE > 10%
Margin Laba Kotor > 20%
Margin Laba Kotor > 40%
Margin Laba Kotor > 60%
Margin Laba Kotor > 80%
Margin Laba Operasi > 10%
Margin Laba Operasi > 20%
Margin Laba Bersih > 10%
Margin Laba Bersih > 20%
Margin Laba Bersih > 30%
Valuasi
Nilai Buku < Harga
Laba Kotor
474,43 M
2018
0
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Laba Bersih
69,11 M
2018
138,20 M
2020
157,36 M
2021
91,14 M
2022
84,58 M
2023
38,69 M
2024
99,77 M
2025
Margin Laba Kotor
38,3%
2018
0,0%
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Margin Laba Operasi
5,9%
2018
0,0%
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Margin Laba Bersih
5,6%
2018
15,2%
2020
20,0%
2021
12,1%
2022
9,7%
2023
4,4%
2024
10,1%
2025
Imbal Hasil Aset (ROA)
-
2018
-
2020
-
2021
3,7%
2022
3,2%
2023
1,5%
2024
3,6%
2025
Imbal Hasil Ekuitas (ROE)
-
2018
-
2020
-
2021
6,1%
2022
5,5%
2023
2,4%
2024
5,6%
2025
Current Ratio
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Quick Ratio
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Debt to Equity Ratio (DER)
-
2018
-
2020
-
2021
64,2%
2022
72,0%
2023
63,0%
2024
54,7%
2025
Perputaran Aset
-
2018
-
2020
-
2021
0,30x
2022
0,33x
2023
0,33x
2024
0,36x
2025
Perputaran Persediaan
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Perputaran Piutang
-
2018
-
2020
-
2021
9,38x
2022
8,47x
2023
5,75x
2024
-
2025
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.072.388.403.000 | 993.213.672.000 | 883.696.971.000 | 870.743.003.000 | 753.810.593.000 | 788.581.085.000 | 907.194.000.000 | 1.239.400.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 764.975.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 474.427.000.000 |
| Operating Expenses | — | — | — | — | — | — | 0 | 1.166.510.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 72.892.098.000 |
| EBIT | — | — | — | — | — | — | 0 | 72.892.098.000 |
| Income Before Tax | 111.323.719.000 | 93.608.818.000 | 20.089.658.000 | 68.578.074.000 | 105.991.095.000 | 174.699.981.000 | 160.875.000.000 | 74.793.221.000 |
| Net Income | 113.714.026.000 | 99.772.165.000 | 38.687.487.000 | 84.581.307.000 | 91.144.434.000 | 157.363.230.000 | 138.204.000.000 | 69.109.403.000 |
| Basic EPS | 183,17 | 160,71 | 62,32 | 136,00 | 147,00 | 253,00 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 2.753.858.624.000 | 2.653.740.822.000 | 2.664.450.707.000 | 2.472.105.924.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 919.043.795.000 | 417.406.439.000 | 722.652.379.000 | 445.550.439.000 |
| Piutang | 0 | 153.569.048.000 | 102.806.033.000 | 80.357.087.000 |
| Persediaan | — | — | — | — |
| Total Liabilitas | 973.881.188.000 | 1.026.087.583.000 | 1.115.590.529.000 | 966.617.847.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | — | — | — | — |
| Total Ekuitas | 1.779.929.753.000 | 1.627.607.673.000 | 1.548.807.434.000 | 1.505.430.266.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 69.376.340.000 | 10.102.471.000 | -55.567.704.000 | -30.598.515.000 | -36.687.617.000 | 0 |
| Kas dari Aktivitas Investasi | -295.884.166.000 | 491.077.513.000 | -246.961.613.000 | 307.387.707.000 | 147.285.754.000 | 0 |
| Kas dari Aktivitas Pembiayaan | 0 | 0 | 0 | 0 | -50.599.997.000 | 0 |
| Capital Expenditures | -8.715.942.000 | -8.418.155.000 | -6.819.996.000 | -3.590.311.000 | -13.114.635.000 | 0 |
| Arus Kas Bebas (FCF) | 60.660.398.000 | 1.684.316.000 | -62.387.700.000 | -34.188.826.000 | -49.802.252.000 | 0 |
| Dividen Dibayar | 0 | 0 | 0 | 0 | -50.599.997.000 | -41.594.048.000 |