POLA
Pool Advista Finance Tbk.
108
09 Oct 2026
PER
64,29
PBV
1,63
ROE
2,55%
Current Ratio
—
DER
3,24%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Sektor
Keuangan
Sub Sektor
Perusahaan Holding & Investasi
Industri
Perusahaan Holding & Investasi
Sub Industri
Perusahaan Investasi
Business Line
—
Product & Commodity
—
Info Umum
Tanggal Pencatatan
—
Mata Uang
IDR
Website
https://paf.co.id
Email
—
Telepon
—
Alamat
Jl. Letjen Soepono Blok CC6 No. 9-10 - Arteri Permata Hijau, Jakarta Selatan
Tentang Perusahaan
PT Pool Advista Finance Tbk operates as a financing company in Indonesia. It offers investment, working capital, multipurpose, and sharia financing. The company was formerly known as PT Indojasa Pratama Finance and changed its name to PT Pool Advista Finance Tbk in November 2017. The company was founded in 2001 and is headquartered in Jakarta Selatan, Indonesia. PT Pool Advista Finance Tbk is a subsidiary of PT Pool Advista Indonesia Tbk.
Rasio
Rasio Profitabilitas
Gross Profit Margin (TTM)
—
Operating Profit Margin (TTM)
—
Net Profit Margin (TTM)
35,50%
Management Effectiveness
ROA (TTM)
2,47%
ROE (TTM)
2,55%
Asset Turnover (TTM)
0,07x
Rasio Liquiditas & Leverage
Current Ratio
—
Quick Ratio
—
Debt to Equity Ratio (DER)
3,24%
Rasio Aktivitas
Perputaran Aset (TTM)
0,07x
Inventory Turnover (TTM)
—
Receivables Turnover (TTM)
—
Valuasi
Current Valuation
Current PE Ratio (Annual)
97,30
Current PE Ratio (TTM)
64,29
Earning Yield (Annual)
1,03%
Earning Yield (TTM)
1,56%
Earning Yield (Greenblatt: EBIT/EV)
—
Current Price to Book Value
1,63
Current Price to Sales (TTM)
22,74
Current Price to Cashflow (TTM)
6,81
EV to EBIT (TTM)
—
Fair Value (Graham Number)
50
Per Share
EPS (Annual)
1
EPS (TTM)
2
Book Value per Share
66
Revenue per Share (Annual)
6
Revenue per Share (TTM)
5
Cash Flow per Share (Annual)
16
Cash Flow per Share (TTM)
16
Ukuran Perusahaan
Market Cap
361,92 M
Enterprise Value
288,84 M
Saham Beredar
3,35 M
Total Aset
228,88 M
Total Ekuitas
221,70 M
Free Cash Flow (Annual)
53,15 M
Growth (TTM vs Tahun Terbaru)
Revenue Growth
-26,04%
Gross Profit Growth
—
Net Income Growth
52,12%
Screening ala Graham
3 / 9
Bukan Saham Teknologi
Lulus
Termasuk Sektor Keuangan
Lulus
Revenue Lebih dari Rp175 Miliar
Gagal
Current Ratio > 2
Gagal
Utang Jangka Panjang < Modal Kerja Bersih
Gagal
PER Wajar (< 15)
Gagal
PER x PBV < 22
Gagal
DER Rendah (< 100%)
Lulus
Membagikan Dividen
Gagal
Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
6 / 9
Arus kas operasi positif
Lulus
ROA membaik
Lulus
Rasio utang jangka panjang menurun
Gagal
Kualitas laba (OCF > laba bersih)
Lulus
Laba bersih positif
Lulus
Jumlah saham tidak bertambah
Lulus
Gross margin membaik
Gagal
Current ratio membaik
Gagal
Asset turnover membaik
Lulus
Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Fair Value (Graham Number)
50
Harga Saat Ini
108
Selisih
-58
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Laba
Laba Naik
Laba Naik < 20%
Penjualan Turun < 20%
Hutang Turun < 20%
Pertumbuhan Rata-rata (CAGR)
Modal Naik Rata2 > 10%
Modal Naik Rata2 > 20%
Modal Naik Rata2 > 40%
Penjualan Naik Rata2 > 10%
Laba Naik Rata2 > 20%
Solvabilitas
DER < 0.5x
DER < 1x
Likuiditas
Aset Lancar > Hutang Lancar
Profitabilitas
ROE > 10%
Margin Laba Kotor > 20%
Margin Laba Kotor > 40%
Margin Laba Kotor > 60%
Margin Laba Kotor > 80%
Margin Laba Operasi > 10%
Margin Laba Operasi > 20%
Margin Laba Bersih > 10%
Margin Laba Bersih > 20%
Margin Laba Bersih > 30%
Valuasi
Nilai Buku < Harga
Laba Kotor
46,89 M
2018
0
2019
0
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Laba Bersih
29,62 M
2018
-54,54 M
2019
-37,92 M
2020
-47,37 M
2021
512,45 Jt
2022
-16,65 M
2023
-27,09 M
2024
3,71 M
2025
Margin Laba Kotor
97,6%
2018
-
2019
0,0%
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Margin Laba Operasi
69,2%
2018
-
2019
0,0%
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Margin Laba Bersih
61,7%
2018
-
2019
-113,2%
2020
-510,0%
2021
4,0%
2022
-86,7%
2023
-197,4%
2024
17,3%
2025
Imbal Hasil Aset (ROA)
-
2018
-
2019
-
2020
-
2021
0,2%
2022
-6,6%
2023
-12,0%
2024
1,6%
2025
Imbal Hasil Ekuitas (ROE)
-
2018
-
2019
-
2020
-
2021
0,2%
2022
-6,8%
2023
-12,4%
2024
1,7%
2025
Current Ratio
-
2018
-
2019
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Quick Ratio
-
2018
-
2019
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Debt to Equity Ratio (DER)
-
2018
-
2019
-
2020
-
2021
4,1%
2022
3,6%
2023
3,2%
2024
3,2%
2025
Perputaran Aset
-
2018
-
2019
-
2020
-
2021
0,05x
2022
0,08x
2023
0,06x
2024
0,09x
2025
Perputaran Persediaan
-
2018
-
2019
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Perputaran Piutang
-
2018
-
2019
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15.905.488.855 | 21.506.621.311 | 13.724.448.492 | 19.219.827.519 | 12.799.047.509 | 9.288.351.225 | 33.504.883.339 | -25.149.509.082 | 48.049.669.730 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 0 | 1.157.947.456 |
| Gross Profit | — | — | — | — | — | — | 0 | 0 | 46.891.722.274 |
| Operating Expenses | 16.968.655.453 | 17.673.115.566 | 19.187.726.264 | 22.824.021.007 | 21.420.395.464 | 23.087.322.167 | 29.481.173.455 | 21.097.000.760 | 14.807.761.227 |
| Operating Income | — | — | — | — | — | — | 0 | 0 | 33.241.908.503 |
| EBIT | — | — | — | — | — | — | 0 | 0 | 0 |
| Income Before Tax | 7.080.356.902 | 3.874.325.053 | -28.200.890.760 | -12.092.122.927 | 7.033.646.254 | -56.308.327.348 | -47.135.810.768 | -52.525.273.832 | 33.473.291.733 |
| Net Income | 5.646.423.156 | 3.711.867.510 | -27.093.453.427 | -16.654.060.980 | 512.448.756 | -47.372.784.358 | -37.919.367.652 | -54.536.044.582 | 29.622.996.625 |
| Basic EPS | 1,68 | 1,11 | -8,09 | -4,97 | 0,15 | -14,14 | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 228.884.439.860 | 225.030.774.791 | 253.902.645.574 | 263.885.637.486 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 73.075.843.133 | 21.213.790.028 | 16.659.437.753 | 23.477.179.262 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 7.184.736.143 | 7.017.583.221 | 8.873.401.646 | 10.490.861.542 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 0 | 0 | 0 | 0 |
| Total Ekuitas | 221.699.703.717 | 218.013.191.570 | 245.029.243.928 | 253.394.775.944 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 67.278.659.235 | 53.185.761.067 | 22.151.297.775 | -22.554.658.559 | -44.143.223.203 | 0 |
| Kas dari Aktivitas Investasi | -55.067.085 | -28.541.295 | -11.945.500 | 1.248.866.650 | -10.238.241.200 | 0 |
| Kas dari Aktivitas Pembiayaan | -1.273.000.000 | -1.295.166.667 | -17.585.000.000 | 14.488.050.400 | -12.602.837.877 | 0 |
| Capital Expenditures | -59.571.590 | -33.045.800 | -11.945.500 | -290.841.095 | -589.241.200 | 0 |
| Arus Kas Bebas (FCF) | 67.219.087.645 | 53.152.715.267 | 22.139.352.275 | -22.845.499.654 | -44.732.464.403 | 0 |
| Dividen Dibayar | — | — | — | — | — | — |