Buana Finance Tbk.
670
09 Oct 2026
PER
330,05
PBV
0,78
ROE
0,24%
Current Ratio
88,30
DER
407,79%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Buana Finance Tbk provides investment, consumer, working capital, and multipurpose financing services in Indonesia. The company operates through Finance Lease Receivables and Consumer Financing Receivables segments. It offers financing services for various products, including heavy equipment, such as excavators, wheel loaders, tractors, and heavy trucks; generator and forklifts; printing and industrial machineries; consumer cars and commercial vehicles (trucks); vessels; Hajj/Umrah; education; tour traveling/vacation; and others, as well as sale and leaseback services. The company also provides working capital financing, which include factoring; multipurpose financing comprising finance lease and installment finance; and investment financing that cover financing facilities for procurement of capital goods, as well as services to individuals, business entities, or legal entities for the modernization and expansion of businesses/investment. It serves customers through its network of 33 branches in Jabodetabek, Java, Sumatera, Bali, Kalimantan, Sulawesi, and Papua. The company was founded in 1982 and is headquartered in Jakarta, Indonesia. PT Buana Finance Tbk is a subsidiary of PT Sari Dasa Karsa.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
6 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
3 / 9Altman Z-Score
1.57Model prediksi risiko kebangkrutan Edward Altman (1968) — Z > 2,99 Safe Zone, 1,81–2,99 Grey Zone, di bawah 1,81 Distress Zone.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 861.398.000.000 | 839.155.000.000 | 785.266.000.000 | 657.710.000.000 | 540.194.000.000 | 516.244.000.000 | 655.814.000.000 | 426.012.000.000 | 289.100.000.000 |
| Cost of Revenue | 557.387.000.000 | 552.732.000.000 | 512.682.000.000 | 418.182.000.000 | 340.592.000.000 | 339.562.000.000 | 458.585.000.000 | 4.180.000.000 | 2.387.000.000 |
| Gross Profit | 304.011.000.000 | 286.423.000.000 | 272.584.000.000 | 239.528.000.000 | 199.602.000.000 | 176.682.000.000 | 197.229.000.000 | 421.832.000.000 | 286.713.000.000 |
| Operating Expenses | 352.792.000.000 | 329.875.000.000 | 268.750.000.000 | 169.978.000.000 | 142.431.000.000 | 167.824.000.000 | 182.299.000.000 | 230.001.000.000 | 214.289.000.000 |
| Operating Income | -48.781.000.000 | -43.452.000.000 | 3.834.000.000 | 69.550.000.000 | 57.171.000.000 | 8.858.000.000 | 14.930.000.000 | 196.011.000.000 | 74.811.000.000 |
| EBIT | -48.781.000.000 | -43.452.000.000 | 3.834.000.000 | 69.550.000.000 | 57.171.000.000 | — | 0 | 0 | 0 |
| Income Before Tax | 4.251.000.000 | 17.125.000.000 | 83.238.000.000 | 132.140.000.000 | 112.942.000.000 | 34.803.000.000 | 27.212.000.000 | 78.389.000.000 | 76.912.000.000 |
| Net Income | 3.355.000.000 | 13.480.000.000 | 66.067.000.000 | 105.013.000.000 | 87.460.000.000 | 28.703.000.000 | 20.053.000.000 | 59.269.000.000 | 57.571.000.000 |
| Basic EPS | 2,03 | 8,19 | 40,14 | 63,81 | 53,14 | 17,44 | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 7.146.365.000.000 | 6.634.148.000.000 | 5.789.617.000.000 | 4.630.150.000.000 |
| Aset Lancar | 6.998.276.000.000 | 6.509.282.000.000 | 5.689.082.000.000 | 4.537.048.000.000 |
| Kas | 158.606.000.000 | 150.198.000.000 | 337.879.000.000 | 514.065.000.000 |
| Piutang | 6.572.012.000.000 | 6.136.907.000.000 | 5.260.808.000.000 | 3.957.004.000.000 |
| Persediaan | — | — | — | — |
| Total Liabilitas | 5.739.027.000.000 | 5.210.405.000.000 | 4.394.881.000.000 | 3.314.209.000.000 |
| Liabilitas Lancar | 79.255.000.000 | 87.355.000.000 | 1.754.582.000.000 | 146.342.000.000 |
| Long Term Debt | 5.643.374.000.000 | 5.107.624.000.000 | 2.623.174.000.000 | 3.153.900.000.000 |
| Total Ekuitas | 1.407.338.000.000 | 1.423.743.000.000 | 1.394.736.000.000 | 1.315.941.000.000 |
| Working Capital | 6.919.021.000.000 | 6.421.927.000.000 | 3.934.500.000.000 | 4.390.706.000.000 |
| Item | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | -98.552.000.000 | -457.014.000.000 | -974.767.000.000 | -1.221.003.000.000 | -651.574.000.000 |
| Kas dari Aktivitas Investasi | -9.644.000.000 | -14.474.000.000 | -16.938.000.000 | -15.498.000.000 | -4.952.000.000 |
| Kas dari Aktivitas Pembiayaan | 508.103.000.000 | 479.904.000.000 | 804.036.000.000 | 1.060.246.000.000 | 942.946.000.000 |
| Capital Expenditures | -10.107.000.000 | -15.999.000.000 | -18.447.000.000 | -16.095.000.000 | -5.267.000.000 |
| Arus Kas Bebas (FCF) | -108.659.000.000 | -473.013.000.000 | -993.214.000.000 | -1.237.098.000.000 | -656.841.000.000 |
| Dividen Dibayar | -4.110.000.000 | -19.734.000.000 | -32.891.000.000 | -26.312.000.000 | -9.867.000.000 |