BFIN

BFI Finance Indonesia Tbk.

Price : 1,330

Sektor : Keuangan > Jasa Pembiayaan

Industry : Pembiayaan Konsumen > Pembiayaan Konsumen

PER 11.75

ROE 20.63

NPM 35.15

DER 1.50

PBV

2.43

Harga Wajar

1,181.56

Ikhtisar Perusahaan

Chart Laba Bersih

PT BFI Finance Indonesia Tbk engages in the investment, working capital, multipurpose, and sharia financing activities. The company operates through Cars, Motorcycles, and Others segments. It provides new and used car financing products through dealers and sales representatives; used motorcycles financing products; and new and used heavy equipment, machinery, truck and public transportation, and other equipment financing services for mining, trading, construction, services, agriculture, manufacturing, transportation, infrastructure, and other sectors. The company also offers property backed financing, which includes house and shophouse financing products; working capital and funding facility; project and infrastructure financing products; IT-based borrowing and lending services; and factoring services. As of December 31, 2021, it operated 217 branches comprising 45 Sharia representative branches and 57 kiosks in Indonesia. The company was formerly known as PT Bunas Finance Indonesia Tbk and changed its name to PT BFI Finance Indonesia Tbk in June 2001. PT BFI Finance Indonesia Tbk was founded in 1982 and is headquartered in Tangerang Selatan, Indonesia.

Profile BFI Finance Indonesia Tbk. (IDX : BFIN)

Nama Perusahaan : BFI Finance Indonesia Tbk.

Sektor : Keuangan

Sub Sektor : Jasa Pembiayaan

Industri : Pembiayaan Konsumen

Industri 2 : Pembiayaan Konsumen

Website : https://www.bfi.co.id

Share List : 15,967,115,620

Analisa Fundamental BFI Finance Indonesia Tbk.

Item	Nilai	Highlight	Score
Market Cap	123	Tier 1	1
Net Profit Margin	35.15	Lebih dari 10%	1
Return On Equity	20.63	Lebih dari 15%	1
Rasio Hutang	1.50	Rasio hutang kurang baik
Current Ratio	0.00	Aset lancar > Liabilitas	1
Price to Book Value	2.43	Overvalued	0
Net Profit		Perusahaan belum berhasil mencetak laba 3 tahun berturut-turut	1
Rerata EPS 3 tahun	..
Buffet Intrinsik Value	..

Laporan Pemasukan

Satuan Mata Uang : IDR

	TTM	2021	2020	2019	2018
Total Pendapatan	5,140,275,000,000	2,848,313,000,000	2,428,844,000,000	3,618,138,000,000	3,368,537,000,000
Beban Pendapatan	1,900,929,000,000	69,688,000,000	71,044,000,000	69,864,000,000	60,837,000,000
Gross Profit	0	2,778,625,000,000	2,357,800,000,000	3,548,274,000,000	3,307,700,000,000
Pretax Income	2,238,681,000,000	1,410,958,000,000	869,996,000,000	1,092,253,000,000	1,840,099,000,000
Laba Bersih	1,806,680,000,000	1,131,293,000,000	701,595,000,000	711,685,000,000	1,467,794,000,000

Neraca

	2021	2020	2019	2018
Total Aset	15,635,739,000,000	15,200,531,000,000	19,089,633,000,000	19,117,376,000,000
Aset Lancar	14,764,249,000,000	14,273,037,000,000	18,284,684,000,000	18,397,681,000,000
Other Current Assets	76,400,000,000	120,722,000,000	154,061,000,000	146,737,000,000
Total Liabilities	8,205,513,000,000	8,594,377,000,000	13,009,453,000,000	12,913,580,000,000
Liabilitas Lancar	754,891,000,000	631,831,000,000	716,908,000,000	503,669,000,000
Other Liabilitas Lancar	120,164,000,000	102,385,000,000	73,871,000,000	67,297,000,000
Total Ekuitas	7,430,226,000,000	6,606,154,000,000	6,080,180,000,000	6,203,796,000,000

Arus

	TTM	2021	2020	2019	2018
Kas dari Aktivitas Investasi	-238,199,000,000.00	-108,156,000,000	-84,297,000,000	-88,683,000,000	-158,350,000,000
Belanja Modal	-269,831,000,000.00	-99,446,000,000	-83,622,000,000	-104,877,000,000	-158,519,000,000
Kas dari Aktivitas Pembiayaan	3,848,776,000,000.00	-879,824,000,000	-3,907,342,000,000	-1,206,476,000,000	1,055,055,000,000
Kas dari Aktivitas Operasi	-3,506,504,000,000.00	542,471,000,000	4,746,298,000,000	1,199,944,000,000	-366,661,000,000

Statistik BFIN

- Ratio Valuasi
- Ratio Profitabilitas
- Ratio Likuiditas
- Ratio Solvabilitas