KDB Tifa Finance Tbk.
308
09 Oct 2026
PER
15,71
PBV
0,90
ROE
5,71%
Current Ratio
3,03
DER
67,50%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT KDB Tifa Finance Tbk engages in the investment financing, working capital financing, and multipurpose financing businesses in Indonesia. It operates in four segments: Finance Lease, Multipurpose Financing, Factoring, and Operating Lease. The company also offers sharia financing and other financing business activities. It operates through a network of 1 branch office in Surabaya; and 4 representative offices in Semarang, Balikpapan, Makassar, and Pekanbaru. The company was formerly known as PT Tifa Finance Tbk and changed its name to PT KDB Tifa Finance Tbk in September 2020. PT KDB Tifa Finance Tbk was founded in 1989 and is headquartered in Jakarta Selatan, Indonesia. PT KDB Tifa Finance Tbk is a subsidiary of Korea Development Bank.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
7 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
5 / 9Altman Z-Score
1.93Model prediksi risiko kebangkrutan Edward Altman (1968) — Z > 2,99 Safe Zone, 1,81–2,99 Grey Zone, di bawah 1,81 Distress Zone.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 170.966.727.000 | 172.183.712.000 | 176.761.267.000 | 159.112.661.000 | 138.436.995.000 | 93.659.221.000 | 93.241.634.000 | 91.102.076.000 | 91.618.101.000 |
| Cost of Revenue | 77.579.660.000 | 74.848.847.000 | 74.543.164.000 | 64.287.520.000 | 42.571.689.000 | 0 | 0 | 2.207.128.000 | 2.136.313.000 |
| Gross Profit | 93.387.067.000 | 97.334.865.000 | 102.218.103.000 | 94.825.141.000 | 95.865.306.000 | 0 | 0 | 88.894.948.000 | 89.481.788.000 |
| Operating Expenses | 23.736.716.000 | 20.656.527.000 | 19.302.118.000 | 17.595.686.000 | 18.134.843.000 | 50.471.103.000 | 44.850.512.000 | 47.533.961.000 | 57.814.373.000 |
| Operating Income | 69.650.351.000 | 76.678.338.000 | 82.915.985.000 | 77.229.455.000 | 77.730.463.000 | 0 | 0 | 43.568.115.000 | 33.803.728.000 |
| EBIT | 69.650.351.000 | 76.678.338.000 | 82.915.985.000 | 77.229.455.000 | 77.730.463.000 | — | 0 | 0 | 0 |
| Income Before Tax | 80.212.242.000 | 77.564.007.000 | 80.942.587.000 | 74.844.627.000 | 72.555.137.000 | 32.607.240.000 | 24.514.794.000 | 43.774.068.000 | 37.068.150.000 |
| Net Income | 69.626.776.000 | 66.306.266.000 | 65.048.869.000 | 59.896.029.000 | 56.904.251.000 | 26.731.688.000 | 14.885.370.000 | 33.033.880.000 | 27.836.632.000 |
| Basic EPS | 19,61 | 18,67 | 18,31 | 16,86 | 16,02 | 14,81 | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 2.040.691.412.000 | 2.057.954.444.000 | 1.801.376.731.000 | 1.601.438.462.000 |
| Aset Lancar | 1.583.721.841.000 | 1.717.850.838.000 | 1.653.689.117.000 | 1.395.646.011.000 |
| Kas | 12.357.076.000 | 98.261.993.000 | 154.455.676.000 | 196.722.378.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 822.334.406.000 | 842.442.639.000 | 651.585.024.000 | 511.314.538.000 |
| Liabilitas Lancar | 523.430.408.000 | 780.249.137.000 | 644.401.926.000 | 504.168.533.000 |
| Long Term Debt | 294.604.553.000 | 57.799.910.000 | 575.840.379.000 | 0 |
| Total Ekuitas | 1.218.357.006.000 | 1.215.511.805.000 | 1.149.791.707.000 | 1.090.123.924.000 |
| Working Capital | 1.060.291.433.000 | 937.601.701.000 | 1.009.287.191.000 | 891.477.478.000 |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | -147.014.300.000 | 59.665.302.000 | -98.077.901.000 | -204.737.933.000 | -204.507.879.000 | 0 |
| Kas dari Aktivitas Investasi | -8.147.336.000 | -8.338.200.000 | -83.420.168.000 | 18.979.498.000 | 65.432.600.000 | 0 |
| Kas dari Aktivitas Pembiayaan | 81.937.343.000 | -140.572.612.000 | 199.631.622.000 | 147.714.997.000 | 115.073.989.000 | 0 |
| Capital Expenditures | -8.516.061.000 | -189.168.000 | -569.833.000 | -3.252.702.000 | -639.612.000 | 0 |
| Arus Kas Bebas (FCF) | -155.530.361.000 | 59.476.134.000 | -98.647.734.000 | -207.990.635.000 | -205.147.491.000 | 0 |
| Dividen Dibayar | 0 | -63.939.834.000 | 0 | 0 | 0 | 0 |