Sesaham

Bank Mandiri (Persero) Tbk. - BMRI

IDR 6,525

PER 5.46
PBV 1.16
BV 5,646
ROE 21.16%
Current Ratio 0.00
DER 723.29%
Harga Wajar 12,320

PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands. It offers savings and current accounts, time deposits, demand deposits, and foreign currency savings and current accounts; motorcycle loans, mortgage loan, and housing loans, as well as loans for various purposes, such as education, home renovation, marriage, health, and other needs for individuals; and working capital loans, investment loans, people's business loans, syndicated loans, and micro business loans for businesses. The company also provides investment products comprising mutual funds, stocks, and bond trading; life, health, and general insurance products; credit, debit, and corporate cards; e-banking services; digital lending; cash management services; trade finance services, value chain, supply chain management, global and domestic trade, export and import, standby letter of credit, and bank guarantee, as well as spot and forex services; custodial services; treasury services, including cash transaction/liquidity, hedging, and investment products; trust services comprising trustee, paying agent, security agent, escrow agent, monitoring agent, and receiving bank services; and money transfer, remittance services, and venture capital financing. As of 31 December 2021, it operated 2,609 branches, including 137 branch offices, 2,465 sub-branch offices, and 7 overseas branch offices; and 13,087 ATM facilities. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.

Profile

Sektor

Sub sektor

Industri

Sub Industri

Overview

Jumlah saham

: 46.20M lembar

Market Cap

: 301.45T

Ekuitas

: 260.85T

Assets

: 2,174.22T

Free Cash Flow

: 4.51T

Key Valuation

PER

: 5.46

PBV

: 1.16

EPS

: 1,195

Rasio Profitabilitas

Net Profit Margin

: 43.99%

Return on Assets

: 2.54%

Return on Equity

: 21.16%

Rasio Likuiditas

DER

: 723.29%

Screening

Bukan saham teknologi

Termasuk saham di sektor Keuangan

1

Revenue lebih dari 175M

Revenue 125,492,471,000,000

1

Current Ratio kecil

Perbandingan CR 0.00

0

Utang Jangka Panjang : Net Current Assets kurang dari 1

Perbandingan 0.00

1

Price to Earning Ratio

PER bagus : 5.46

1

PER * PBV kurang dari 22

Perkalian PER & PBV = 6.31

1

DER besar

Rasio hutang jangka panjang : = 723.29%

0
Piotroski F-Score

Net Income bernilai positif

Perusahaan berhasil memperoleh laba.

1

Operating Cash Flow

Operating Cash Flow bernilai positif

1

ROA

ROA tahun ini lebih kecil dari tahun sebelumnya

0

Quality of Earning

Operating Cash Flow lebih kecil daripada Net Income
11,742,382,000,000 vs 55,202,064,000,000

0

Long Term Debt vs Assets

Rasio lebih tinggi dibanding tahun lalu

0.06175 (2023) vs 0.05377 (2022)

1

Laporan Laba Rugi Tahun 2019-2024

Tahun TTM 2023 2022 2021 2020 2019 2018
Revenue 125,492,471,000,000 123,235,528,000,000 114,771,950,000,000 98,919,249,000,000 87,092,537,000,000 76,835,074,000,000 71,246,382,000,000
Gross Profit 0 0 0 0 0 75,344,183,000,000 69,762,672,000,000
Operating Income 0 0 0 0 0 36,515,812,000,000 33,925,681,000,000
Net Income 55,202,064,000,000 55,060,057,000,000 41,170,637,000,000 28,028,155,000,000 16,799,515,000,000 27,482,133,000,000 25,015,021,000,000

Neraca Keuangan

Tahun 2023 2022 2021 2020 2019 2018
Total Asset 2,174,219,449,000,000 1,992,544,687,000,000 1,725,611,128,000,000 1,541,964,567,000,000 1,318,246,335,000,000 1,202,252,094,000,000
Aset Lancar 0 0 0 0 187,110,873,000,000 185,548,213,000,000
Total Liabilitas 1,886,724,487,000,000 1,740,299,232,000,000 1,503,499,846,000,000 1,337,264,899,000,000 1,109,211,810,000,000 1,017,291,789,000,000
Liabilitas Lancar 0 0 0 0 963,924,084,000,000 883,383,252,000,000
Long Term Debt 134,256,304,000,000 107,146,082,000,000 94,433,066,000,000 89,537,582,000,000 55,697,146,000,000 51,447,677,000,000
Total Equitas 260,852,784,000,000 229,678,786,000,000 204,686,612,000,000 189,378,464,000,000 204,600,853,000,000 181,202,517,000,000

Arus Kas

Tahun TTM 2023 2022 2021 2020 2019 2018
Kas dari Aktivitas Operasi 11,742,382,000,000 -69,622,480,000,000 99,975,305,000,000 129,892,493,000,000 109,894,642,000,000 -73,411,991,000,000 -57,737,938,000,000
Kas dari Aktivitas Investasi 25,207,016,000,000 16,010,540,000,000 -41,889,931,000,000 -132,477,052,000,000 -41,558,403,000,000 -16,251,888,000,000 -21,041,189,000,000
Kas dari Aktivitas Pembiayaan -12,754,464,000,000 23,470,655,000,000 13,329,320,000,000 -3,435,459,000,000 -14,392,185,000,000 90,507,865,000,000 42,926,506,000,000
Arus Kas Bebas 4,507,623,000,000 -76,517,163,000,000 92,748,840,000,000 125,298,678,000,000 103,190,190,000,000 0 0