Bank Jago Tbk.
785
09 Oct 2026
PER
32,17
PBV
1,23
ROE
3,83%
Current Ratio
—
DER
313,64%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Jago Tbk provides various banking products and services for small and medium enterprises in Indonesia. It accepts current and savings accounts, and time deposits, as well as Mudharabah deposits; and offers working capital credit, investment credit, consumer credit, multipurpose credit, and working capital financing with murabahah bil wakalah contract, as well as provides bank guarantees. The company also offers bill payment, remittance/RTGS/SKN, inter-cities warkat invoices, in-city warkat invoices clearing, ATM, and customer fund account services, as well as debit cards. As of December 31, 2021, it operated 2 branch offices, 2 sub-branch offices, 1 Sharia branch office, and 4 ATMs. The company was formerly known as PT Bank Artos Indonesia Tbk and changed its name to PT Bank Jago Tbk in June 2020. PT Bank Jago Tbk was founded in 1992 and is headquartered in Jakarta, Indonesia.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
3 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
6 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2.884.200.000.000 | 2.565.708.000.000 | 1.555.577.000.000 | 1.574.249.000.000 | 1.362.020.000.000 | 600.060.000.000 | 66.053.000.000 | 25.945.168.123 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 2.548.369.135 |
| Gross Profit | — | — | — | — | — | — | 0 | 23.396.798.988 |
| Operating Expenses | 1.468.344.000.000 | 1.361.358.000.000 | 1.076.805.000.000 | 1.090.168.000.000 | 956.815.000.000 | 533.370.000.000 | 236.923.000.000 | 44.175.829.153 |
| Operating Income | — | — | — | — | — | — | 0 | -18.230.661.030 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | 430.555.000.000 | 351.107.000.000 | 179.359.000.000 | 93.563.000.000 | 20.428.000.000 | 9.134.000.000 | -189.567.000.000 | -18.352.112.530 |
| Net Income | 338.235.000.000 | 276.234.000.000 | 128.518.000.000 | 72.362.000.000 | 15.913.000.000 | 86.024.000.000 | -189.567.000.000 | -23.288.428.791 |
| Basic EPS | 24,40 | 19,93 | 9,27 | 5,22 | 1,15 | 6,48 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 36.507.347.000.000 | 28.542.712.000.000 | 21.295.840.000.000 | 16.965.295.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 5.449.927.000.000 | 4.258.618.000.000 | 2.982.098.000.000 | 1.479.037.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 27.681.417.000.000 | 20.023.788.000.000 | 12.939.048.000.000 | 8.701.538.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 50.973.000.000 | 54.746.000.000 | 54.708.000.000 | 59.541.000.000 |
| Total Ekuitas | 8.825.930.000.000 | 8.518.924.000.000 | 8.356.792.000.000 | 8.263.757.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 4.243.540.000.000 | 1.817.756.000.000 | 3.227.376.000.000 | 2.250.076.000.000 | 1.504.729.000.000 |
| Kas dari Aktivitas Investasi | -2.981.642.000.000 | -623.683.000.000 | -1.940.030.000.000 | -744.464.000.000 | -1.452.205.000.000 |
| Kas dari Aktivitas Pembiayaan | -14.924.000.000 | -9.306.000.000 | -10.512.000.000 | -11.561.000.000 | -10.624.000.000 |
| Capital Expenditures | -679.777.000.000 | -723.631.000.000 | -730.913.000.000 | -651.482.000.000 | -488.348.000.000 |
| Arus Kas Bebas (FCF) | 3.563.763.000.000 | 1.094.125.000.000 | 2.496.463.000.000 | 1.598.594.000.000 | 1.016.381.000.000 |
| Dividen Dibayar | — | — | — | — | — |