BANK
Bank Aladin Syariah Tbk.
242
13 Oct 2026
PER
31,88
PBV
1,10
ROE
3,32%
Current Ratio
—
DER
338,61%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tanggal Pencatatan
—
Mata Uang
IDR
Website
https://aladinbank.id
Email
—
Telepon
—
Alamat
Millennium Centennial Center Building - 7th Floor Jl. General Sudirman Kav. 25, Jakarta Selatan
Tentang Perusahaan
PT Bank Aladin Syariah Tbk provides sharia banking products and services in Indonesia. It offers savings products, current accounts, and certificates; and funding and financing products, as well as other banking services, such as fund transfers, payments, purchases, and others. The company was founded in 1994 and is headquartered in Jakarta Selatan, Indonesia. PT Bank Aladin Syariah Tbk is a subsidiary of PT Aladin Global Ventures.
Rasio
Rasio Profitabilitas
Gross Profit Margin (TTM)
—
Operating Profit Margin (TTM)
—
Net Profit Margin (TTM)
14,46%
Management Effectiveness
ROA (TTM)
0,76%
ROE (TTM)
3,32%
Asset Turnover (TTM)
0,05x
Rasio Liquiditas & Leverage
Current Ratio
—
Quick Ratio
—
Debt to Equity Ratio (DER)
338,61%
Rasio Aktivitas
Perputaran Aset (TTM)
0,05x
Inventory Turnover (TTM)
—
Receivables Turnover (TTM)
—
Valuasi
Current Valuation
Current PE Ratio (Annual)
22,00
Current PE Ratio (TTM)
31,88
Earning Yield (Annual)
4,55%
Earning Yield (TTM)
3,14%
Earning Yield (Greenblatt: EBIT/EV)
—
Current Price to Book Value
1,10
Current Price to Sales (TTM)
4,81
Current Price to Cashflow (TTM)
0,80
EV to EBIT (TTM)
—
Fair Value (Graham Number)
194
Per Share
EPS (Annual)
11
EPS (TTM)
8
Book Value per Share
236
Revenue per Share (Annual)
57
Revenue per Share (TTM)
50
Cash Flow per Share (Annual)
340
Cash Flow per Share (TTM)
304
Ukuran Perusahaan
Market Cap
3,37 T
Enterprise Value
-1,13 T
Saham Beredar
13,92 M
Total Aset
14,42 T
Total Ekuitas
3,29 T
Free Cash Flow (Annual)
4,73 T
Growth (TTM vs Tahun Terbaru)
Revenue Growth
-4,73%
Gross Profit Growth
—
Net Income Growth
-27,64%
Screening ala Graham
3 / 9
Bukan Saham Teknologi
Lulus
Termasuk Sektor Keuangan
Lulus
Revenue Lebih dari Rp175 Miliar
Lulus
Current Ratio > 2
Gagal
Utang Jangka Panjang < Modal Kerja Bersih
Gagal
PER Wajar (< 15)
Gagal
PER x PBV < 22
Gagal
DER Rendah (< 100%)
Gagal
Membagikan Dividen
Gagal
Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
5 / 9
Arus kas operasi positif
Lulus
ROA membaik
Lulus
Rasio utang jangka panjang menurun
Gagal
Kualitas laba (OCF > laba bersih)
Lulus
Laba bersih positif
Lulus
Jumlah saham tidak bertambah
Gagal
Gross margin membaik
Gagal
Current ratio membaik
Gagal
Asset turnover membaik
Lulus
Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Fair Value (Graham Number)
194
Harga Saat Ini
242
Selisih
-48
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Laba
Laba Naik
Laba Naik < 20%
Penjualan Turun < 20%
Hutang Turun < 20%
Pertumbuhan Rata-rata (CAGR)
Modal Naik Rata2 > 10%
Modal Naik Rata2 > 20%
Modal Naik Rata2 > 40%
Penjualan Naik Rata2 > 10%
Laba Naik Rata2 > 20%
Solvabilitas
DER < 0.5x
DER < 1x
Likuiditas
Aset Lancar > Hutang Lancar
Profitabilitas
ROE > 10%
Margin Laba Kotor > 20%
Margin Laba Kotor > 40%
Margin Laba Kotor > 60%
Margin Laba Kotor > 80%
Margin Laba Operasi > 10%
Margin Laba Operasi > 20%
Margin Laba Bersih > 10%
Margin Laba Bersih > 20%
Margin Laba Bersih > 30%
Valuasi
Nilai Buku < Harga
Laba Kotor
-24,34 M
2018
0
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Laba Bersih
-64,72 M
2018
44,87 M
2020
-121,28 M
2021
-264,91 M
2022
-226,74 M
2023
-73,73 M
2024
150,71 M
2025
Margin Laba Kotor
-
2018
0,0%
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Margin Laba Operasi
-
2018
0,0%
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Margin Laba Bersih
-
2018
165,2%
2020
-363,2%
2021
-390,9%
2022
-93,6%
2023
-15,5%
2024
19,0%
2025
Imbal Hasil Aset (ROA)
-
2018
-
2020
-
2021
-5,6%
2022
-3,2%
2023
-0,8%
2024
1,0%
2025
Imbal Hasil Ekuitas (ROE)
-
2018
-
2020
-
2021
-8,4%
2022
-7,4%
2023
-2,4%
2024
4,6%
2025
Current Ratio
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Quick Ratio
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Debt to Equity Ratio (DER)
-
2018
-
2020
-
2021
50,6%
2022
129,9%
2023
198,3%
2024
338,6%
2025
Perputaran Aset
-
2018
-
2020
-
2021
0,01x
2022
0,03x
2023
0,05x
2024
0,05x
2025
Perputaran Persediaan
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Perputaran Piutang
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 754.000.000.000 | 791.407.000.000 | 477.284.000.000 | 242.126.000.000 | 67.773.000.000 | 33.394.000.000 | 27.157.000.000 | -21.969.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 2.370.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | -24.339.000.000 |
| Operating Expenses | 606.486.000.000 | 605.301.000.000 | 535.828.000.000 | 473.319.000.000 | 295.041.000.000 | 156.317.000.000 | 49.936.000.000 | 66.296.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | -88.265.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | 96.735.000.000 | 143.369.000.000 | -73.727.000.000 | -226.738.000.000 | -264.913.000.000 | -121.275.000.000 | 44.868.000.000 | -64.218.000.000 |
| Net Income | 109.057.000.000 | 150.709.000.000 | -73.727.000.000 | -226.738.000.000 | -264.913.000.000 | -121.275.000.000 | 44.868.000.000 | -64.720.000.000 |
| Basic EPS | 7,59 | 11,00 | -5,00 | -16,00 | -20,00 | -9,00 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 14.422.179.000.000 | 9.362.085.000.000 | 7.092.120.000.000 | 4.733.401.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 4.518.027.000.000 | 2.201.869.000.000 | 2.191.278.000.000 | 1.822.574.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 11.134.010.000.000 | 6.223.492.000.000 | 4.006.879.000.000 | 1.590.125.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 15.043.000.000 | 623.530.000.000 | 30.423.000.000 | 707.689.000.000 |
| Total Ekuitas | 3.288.169.000.000 | 3.138.593.000.000 | 3.085.241.000.000 | 3.143.276.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 4.477.195.000.000 | 4.732.904.000.000 | 622.526.000.000 | 442.616.000.000 | -1.334.535.000.000 | 0 |
| Kas dari Aktivitas Investasi | -4.147.553.000.000 | -2.390.944.000.000 | -722.376.000.000 | -223.992.000.000 | -359.215.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | -4.964.000.000 | -25.799.000.000 | 110.286.000.000 | 152.529.000.000 | 2.355.076.000.000 | 0 |
| Capital Expenditures | -2.640.000.000 | -4.165.000.000 | -39.337.000.000 | -35.673.000.000 | -53.219.000.000 | 0 |
| Arus Kas Bebas (FCF) | 4.474.555.000.000 | 4.728.739.000.000 | 583.189.000.000 | 406.943.000.000 | -1.387.754.000.000 | 0 |
| Dividen Dibayar | — | — | — | — | — | — |