Bank Mestika Dharma Tbk.
2.040
09 Oct 2026
PER
27,31
PBV
1,51
ROE
5,52%
Current Ratio
—
DER
205,74%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Mestika Dharma Tbk provides banking products and services in Indonesia. It offers saving accounts, current accounts, and time deposits; and multi-purpose, house, car, and land loans, as well as trade finance, working capital loans, and investment credit services. The company also provides mobile, Internet, and SMS banking; ATM card; safe deposit box; export and import; money changer; telegraphic transfer; money transfer; import tax payment; tax payment facility; e-channel facility; and virtual account services, as well as bancassurance products and services. It operates through 12 branch offices, 41 sub-branch offices, 11 cash offices, and 70 automatic teller machines. The company was incorporated in 1955 and is headquartered in Medan, Indonesia. PT Bank Mestika Dharma Tbk is a subsidiary of PT Mestika Benua Mas.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
4 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
4 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 987.587.615.793 | 989.808.610.868 | 1.008.950.413.469 | 1.045.517.306.430 | 1.111.556.458.827 | 1.038.737.717.261 | 939.883.000.000 | 706.651.000.000 | 710.983.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 14.481.693.109 | 13.239.800.376 |
| Gross Profit | — | — | — | — | — | — | 0 | 692.169.000.000 | 697.743.000.000 |
| Operating Expenses | 533.495.001.865 | 571.404.635.666 | 518.875.002.187 | 499.625.715.260 | 447.945.918.065 | 391.452.258.620 | 397.175.000.000 | 373.851.000.000 | 349.807.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 332.800.000.000 | 361.176.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 | 0 |
| Income Before Tax | 385.164.001.797 | 409.555.935.780 | 521.274.750.892 | 535.114.381.542 | 670.434.882.830 | 665.573.085.996 | 419.976.000.000 | 330.774.000.000 | 355.549.000.000 |
| Net Income | 300.958.618.528 | 319.984.327.033 | 403.389.184.038 | 417.136.268.995 | 523.103.882.225 | 519.580.026.420 | 325.932.000.000 | 247.574.000.000 | 265.863.000.000 |
| Basic EPS | 74,70 | 79,42 | 100,12 | 103,58 | 129,90 | 129,02 | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 16.665.330.709.228 | 16.577.960.829.786 | 16.054.823.605.763 | 16.583.990.927.531 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 896.969.814.036 | 1.078.109.086.563 | 1.156.003.238.530 | 1.342.772.642.091 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 11.214.552.295.351 | 11.489.613.636.451 | 11.151.169.361.070 | 12.031.692.974.122 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 0 | 0 | 0 | 141.191.755.225 |
| Total Ekuitas | 5.450.778.413.877 | 5.088.347.193.335 | 4.903.654.244.693 | 4.552.297.953.409 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 457.753.925.074 | 1.620.316.701.333 | -1.918.191.061.757 | -388.911.774.879 | -993.617.692.857 | 0 |
| Kas dari Aktivitas Investasi | -329.187.626.422 | -692.792.171.496 | 1.004.200.186.655 | 978.645.734.500 | 985.647.461.929 | 0 |
| Kas dari Aktivitas Pembiayaan | -91.014.031.189 | -1.109.684.593.557 | 837.573.906.912 | -776.423.717.205 | 390.901.267.835 | 0 |
| Capital Expenditures | -46.368.296.594 | -66.113.820.008 | -38.107.701.093 | -78.598.902.436 | -37.268.113.221 | 0 |
| Arus Kas Bebas (FCF) | 411.385.628.480 | 1.554.202.881.325 | -1.956.298.762.850 | -467.510.677.315 | -1.030.885.806.078 | 0 |
| Dividen Dibayar | 0 | -137.997.517.555 | -138.007.647.776 | -138.007.647.776 | -137.967.377.088 | 0 |