Bank Central Asia Tbk
6.050
09 Oct 2026
PER
12,82
PBV
2,64
ROE
20,63%
Current Ratio
—
DER
463,69%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Central Asia Tbk, together with its subsidiaries, provides banking products and services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally. It offers savings accounts; motorcycle financing, as well as car, housing, working capital, and investment loans; mutual funds and bonds; electronic money services; credit cards; business collection services; and home and eBanking, remittance, and customer services. The company also provides investment financing, working capital financing, auto and multipurpose financing, operating lease, other financing activities, money lending and remittance, securities brokerage dealing and securities issuance underwriting, general or loss insurance, life insurance, Sharia banking, and venture capital services. As of December 2021, it operated 1,334 offices comprising 137 main branch offices; 1,105 permanent sub-branch offices; 70 mobile sub-branch offices; and 22 functional offices, as well as total 18,034 automated teller machines (ATMs) consisting of cash recycling machines and multi-functional ATMs. PT Bank Central Asia Tbk was founded in 1955 and is headquartered in Jakarta, Indonesia. PT Bank Central Asia Tbk is a subsidiary of PT Dwimuria Investama Andalan.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
5 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
4 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 115.749.506.000.000 | 114.319.648.000.000 | 108.796.625.000.000 | 100.485.975.000.000 | 89.523.508.000.000 | 80.139.976.000.000 | 76.706.400.000.000 | 60.353.200.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 1.285.130.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 59.068.100.000.000 |
| Operating Expenses | 39.884.630.000.000 | 39.120.784.000.000 | 38.552.392.000.000 | 39.503.700.000.000 | 34.541.198.000.000 | 32.057.417.000.000 | 31.513.300.000.000 | 27.557.100.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 32.796.100.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | 71.919.046.000.000 | 71.260.876.000.000 | 68.217.850.000.000 | 60.179.757.000.000 | 50.467.033.000.000 | 38.841.174.000.000 | 33.568.500.000.000 | 32.706.100.000.000 |
| Net Income | 58.055.319.000.000 | 57.537.287.000.000 | 54.836.305.000.000 | 48.639.122.000.000 | 40.735.722.000.000 | 31.422.660.000.000 | 27.131.100.000.000 | 25.855.200.000.000 |
| Basic EPS | 472,00 | 467,00 | 445,00 | 395,00 | 330,00 | 255,00 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 1.586.828.536.000.000 | 1.449.301.328.000.000 | 1.408.107.010.000.000 | 1.314.731.674.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 90.907.332.000.000 | 88.618.295.000.000 | 127.933.638.000.000 | 161.598.872.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 1.305.140.981.000.000 | 1.186.466.241.000.000 | 1.165.569.417.000.000 | 1.093.550.019.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 2.395.446.000.000 | 3.044.409.000.000 | 2.366.393.000.000 | 2.105.543.000.000 |
| Total Ekuitas | 281.466.478.000.000 | 262.640.621.000.000 | 242.356.256.000.000 | 221.018.606.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 68.847.541.000.000 | 77.508.785.000.000 | 53.820.229.000.000 | 58.063.775.000.000 | 33.779.263.000.000 | 0 |
| Kas dari Aktivitas Investasi | -81.091.981.000.000 | -33.690.926.000.000 | -58.948.506.000.000 | -69.745.058.000.000 | -32.382.986.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | 1.890.193.000.000 | -41.708.637.000.000 | -33.328.689.000.000 | -25.070.681.000.000 | -19.116.216.000.000 | 0 |
| Capital Expenditures | -3.073.189.000.000 | -2.451.210.000.000 | -4.173.179.000.000 | -5.099.348.000.000 | -3.355.006.000.000 | 0 |
| Arus Kas Bebas (FCF) | 65.774.352.000.000 | 75.057.575.000.000 | 49.647.050.000.000 | 52.964.427.000.000 | 30.424.257.000.000 | 0 |
| Dividen Dibayar | -43.761.343.000.000 | -37.595.047.000.000 | -34.208.826.000.000 | -26.195.948.000.000 | -19.107.633.000.000 | 0 |