Bank Mandiri (Persero) Tbk.
4.040
09 Oct 2026
PER
6,05
PBV
1,15
ROE
21,19%
Current Ratio
—
DER
851,93%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands. It offers savings and current accounts, time deposits, demand deposits, and foreign currency savings and current accounts; motorcycle loans, mortgage loan, and housing loans, as well as loans for various purposes, such as education, home renovation, marriage, health, and other needs for individuals; and working capital loans, investment loans, people's business loans, syndicated loans, and micro business loans for businesses. The company also provides investment products comprising mutual funds, stocks, and bond trading; life, health, and general insurance products; credit, debit, and corporate cards; e-banking services; digital lending; cash management services; trade finance services, value chain, supply chain management, global and domestic trade, export and import, standby letter of credit, and bank guarantee, as well as spot and forex services; custodial services; treasury services, including cash transaction/liquidity, hedging, and investment products; trust services comprising trustee, paying agent, security agent, escrow agent, monitoring agent, and receiving bank services; and money transfer, remittance services, and venture capital financing. As of 31 December 2021, it operated 2,609 branches, including 137 branch offices, 2,465 sub-branch offices, and 7 overseas branch offices; and 13,087 ATM facilities. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
6 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
4 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 138.268.946.000.000 | 140.173.049.000.000 | 134.799.086.000.000 | 124.193.814.000.000 | 115.633.384.000.000 | 99.504.190.000.000 | 87.092.500.000.000 | 71.246.400.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 1.483.710.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 69.762.700.000.000 |
| Operating Expenses | 57.151.412.000.000 | 63.630.242.000.000 | 56.180.473.000.000 | 51.582.919.000.000 | 51.602.703.000.000 | 47.433.205.000.000 | 43.046.100.000.000 | 37.320.700.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 33.925.700.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | 81.935.358.000.000 | 76.417.563.000.000 | 76.403.486.000.000 | 74.684.881.000.000 | 56.377.726.000.000 | 38.358.421.000.000 | 24.392.400.000.000 | 33.943.400.000.000 |
| Net Income | 62.251.187.000.000 | 56.293.950.000.000 | 55.782.742.000.000 | 55.060.057.000.000 | 41.170.637.000.000 | 28.028.155.000.000 | 16.799.500.000.000 | 25.015.000.000.000 |
| Basic EPS | 667,32 | 603,23 | 597,67 | 589,93 | 441,26 | 300,53 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 2.829.948.026.000.000 | 2.427.223.262.000.000 | 2.174.219.449.000.000 | 1.992.544.687.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 384.905.876.000.000 | 250.733.275.000.000 | 249.396.176.000.000 | 277.848.602.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 2.502.546.028.000.000 | 2.113.748.581.000.000 | 1.886.724.487.000.000 | 1.740.299.232.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 218.797.194.000.000 | 172.099.510.000.000 | 134.256.304.000.000 | 107.146.082.000.000 |
| Total Ekuitas | 293.750.669.000.000 | 283.796.429.000.000 | 260.852.784.000.000 | 229.678.786.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 6.171.549.000.000 | 206.540.138.000.000 | -79.558.278.000.000 | -69.803.958.000.000 | 99.975.305.000.000 | 0 |
| Kas dari Aktivitas Investasi | 6.080.017.000.000 | 787.688.000.000 | 17.730.695.000.000 | 17.884.187.000.000 | -41.889.931.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | 2.811.561.000.000 | -74.629.896.000.000 | 57.849.151.000.000 | 21.778.486.000.000 | 13.329.320.000.000 | 0 |
| Capital Expenditures | -6.549.172.000.000 | -7.504.327.000.000 | -8.543.896.000.000 | -5.021.036.000.000 | -7.226.465.000.000 | 0 |
| Arus Kas Bebas (FCF) | -377.623.000.000 | 199.035.811.000.000 | -88.102.174.000.000 | -74.824.994.000.000 | 92.748.840.000.000 | 0 |
| Dividen Dibayar | -44.472.220.000.000 | -43.510.539.000.000 | -33.036.034.000.000 | -24.702.382.000.000 | -16.816.893.000.000 | 0 |