Bank Rakyat Indonesia Tbk
3.100
09 Oct 2026
PER
7,97
PBV
1,41
ROE
18,06%
Current Ratio
—
DER
556,86%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Rakyat Indonesia (Persero) Tbk provides various banking products and services in Indonesia, Singapore, Timor Leste, Hong Kong, Taiwan, Singapore, and the United States. The company offers current and savings accounts; time deposits; house, micro business, working capital, investment, food, warehouse receipt, partnership, franchise, and cash collateral loans; and supply chain financing solutions. It also provides banking services, such as bill payment, deposit, online transaction, money transfer, and remittance services; investment products, such as pension and mutual funds, and retail bonds and retail sukuk products; import and export services; letter of credits; and BRI RTE online system and money changer services. In addition, the company offers Internet banking and merchant services; credit cards; wealth management services; business guarantee and clearing business services; financial and institutional business banking services; and treasury, custodian, trustee, and cash management services. PT Bank Rakyat Indonesia (Persero) Tbk was founded in 1895 and is headquartered in Jakarta, Indonesia.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
6 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
4 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 195.049.276.000.000 | 186.876.558.000.000 | 172.996.429.000.000 | 166.453.016.000.000 | 153.783.233.000.000 | 147.808.205.000.000 | 124.142.000.000.000 | 81.940.000.000.000 | 77.511.600.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 1.311.160.000.000 | 1.189.440.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 80.628.800.000.000 | 76.322.100.000.000 |
| Operating Expenses | 88.461.927.000.000 | 88.446.886.000.000 | 81.897.290.000.000 | 76.782.291.000.000 | 74.316.012.000.000 | 75.918.108.000.000 | 67.503.800.000.000 | 45.223.000.000.000 | 41.640.900.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 36.717.000.000.000 | 35.870.700.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 | 0 |
| Income Before Tax | 78.049.832.000.000 | 72.792.819.000.000 | 77.252.194.000.000 | 76.429.712.000.000 | 64.596.701.000.000 | 40.992.065.000.000 | 29.993.400.000.000 | 43.364.100.000.000 | 41.753.700.000.000 |
| Net Income | 61.241.085.000.000 | 56.652.384.000.000 | 59.944.649.000.000 | 60.099.863.000.000 | 51.170.312.000.000 | 31.066.592.000.000 | 18.654.800.000.000 | 34.372.600.000.000 | 32.351.100.000.000 |
| Basic EPS | 407,00 | 376,00 | 398,00 | 398,00 | 338,00 | 238,00 | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 2.135.371.105.000.000 | 1.992.186.906.000.000 | 1.965.414.954.000.000 | 1.865.639.010.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 126.392.161.000.000 | 198.281.371.000.000 | 221.058.240.000.000 | 270.212.405.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 1.804.429.671.000.000 | 1.668.871.890.000.000 | 1.648.556.059.000.000 | 1.562.243.693.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 171.647.601.000.000 | 161.521.414.000.000 | 148.985.077.000.000 | 143.484.949.000.000 |
| Total Ekuitas | 324.033.858.000.000 | 317.028.351.000.000 | 311.465.937.000.000 | 299.294.011.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 14.075.589.000.000 | 14.617.023.000.000 | 24.283.108.000.000 | -4.971.454.000.000 | 97.506.005.000.000 | 0 |
| Kas dari Aktivitas Investasi | -42.294.829.000.000 | -46.090.581.000.000 | -188.189.000.000 | -4.989.092.000.000 | 27.227.960.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | -5.500.628.000.000 | -42.620.192.000.000 | -37.462.031.000.000 | -39.551.225.000.000 | -10.436.111.000.000 | 0 |
| Capital Expenditures | -3.805.628.000.000 | -6.344.276.000.000 | -10.334.588.000.000 | -8.177.296.000.000 | -10.538.233.000.000 | 0 |
| Arus Kas Bebas (FCF) | 10.269.961.000.000 | 8.272.747.000.000 | 13.948.520.000.000 | -13.148.750.000.000 | 86.967.772.000.000 | 0 |
| Dividen Dibayar | -52.395.514.000.000 | -51.881.643.000.000 | -48.102.283.000.000 | -43.494.766.000.000 | -26.406.603.000.000 | 0 |