Bank JTrust Indonesia Tbk.
129
09 Oct 2026
PER
-5,07
PBV
0,68
ROE
-13,44%
Current Ratio
—
DER
1.046,91%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank JTrust Indonesia Tbk provides various banking products and services to retail customers and corporates. It operates through three segments: Retail Funding; Loan and Export Import; and Treasury. The company offers time, savings, and demand deposits; mortgage, unsecured, working capital, and term installment loans, as well as agricultural equipment and machinery investment credit products; and bancassurance products. It also provides treasury products and services, such as banknotes transaction, general foreign exchange transaction, and securities or fixed income securities; and buys and sells foreign exchange. In addition, the company offers bank guarantee, shipping guarantee, bank reference, payroll, letter of credit, clearing, domestic and overseas money transfer and collection, safe deposit box, payment and billing, ATM and debit cards, and internet banking services, as well as tender, advance payment, and performance bonds. As of December 31, 2021, it operated 22 branches, 20 sub-branches, and 50 ATMs across 22 cities in Indonesia. The company was founded in 1989 and is headquartered in Jakarta, Indonesia. PT Bank JTrust Indonesia Tbk is a subsidiary of J Trust Co., Ltd.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
3 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
1 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 922.583.000.000 | 974.399.000.000 | 1.217.002.000.000 | 1.060.347.000.000 | 1.219.476.000.000 | 142.997.000.000 | 5.122.000.000 | 298.544.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 17.442.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 281.102.000.000 |
| Operating Expenses | 1.135.926.000.000 | 1.130.955.000.000 | 1.067.464.000.000 | 1.018.988.000.000 | 1.217.879.000.000 | 653.800.000.000 | 603.126.000.000 | 617.930.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | -319.386.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | -364.626.000.000 | -332.003.000.000 | 106.476.000.000 | 21.810.000.000 | 47.247.000.000 | -548.472.000.000 | -581.431.000.000 | -403.581.000.000 |
| Net Income | -461.052.000.000 | -428.429.000.000 | 2.832.000.000 | 27.902.000.000 | 86.621.000.000 | -445.423.000.000 | -484.441.000.000 | -401.101.000.000 |
| Basic EPS | -25,46 | -23,66 | 0,16 | 1,54 | 5,47 | -42,15 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 39.348.650.000.000 | 40.258.696.000.000 | 39.234.312.000.000 | 33.617.390.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 5.393.062.000.000 | 3.567.734.000.000 | 6.140.021.000.000 | 4.330.814.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 35.917.811.000.000 | 36.464.540.000.000 | 35.474.581.000.000 | 29.891.015.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 337.500.000.000 | 528.000.000 | 573.707.000.000 | 601.046.000.000 |
| Total Ekuitas | 3.430.839.000.000 | 3.794.156.000.000 | 3.759.731.000.000 | 3.726.375.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | -625.098.000.000 | -1.652.718.000.000 | -1.186.508.000.000 | 2.376.950.000.000 | -163.523.000.000 | 0 |
| Kas dari Aktivitas Investasi | -40.231.000.000 | 3.143.565.000.000 | -1.438.673.000.000 | -566.729.000.000 | 115.375.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | 792.490.000.000 | 333.167.000.000 | 50.696.000.000 | -1.555.000.000 | 995.139.000.000 | 0 |
| Capital Expenditures | -29.510.000.000 | -47.174.000.000 | -264.179.000.000 | -23.065.000.000 | -34.507.000.000 | 0 |
| Arus Kas Bebas (FCF) | -654.608.000.000 | -1.699.892.000.000 | -1.450.687.000.000 | 2.353.885.000.000 | -198.030.000.000 | 0 |
| Dividen Dibayar | — | — | — | — | — | — |