Bank Ganesha Tbk.
107
09 Oct 2026
PER
11,07
PBV
0,70
ROE
6,33%
Current Ratio
—
DER
207,39%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
P.T. Bank Ganesha Tbk provides various general banking products and services for individuals and businesses in Indonesia. The company operates through Banking, Consumer, Treasury, and Others segments. It accepts savings, current, and time deposits. The company also provides personal, fixed income, car, housing, working capital, and investment loans, as well as letters of credit and bank guarantees. In addition, it offers safe deposit boxes, debit and credit cards, and e-statements; automated teller machine, remittance, telephone and electricity bill payment, tax payment, export/import, foreign exchange, and other banking services; mobile and internet banking services; and bancassurance products. Further, it provides foreign currency transfer, fund transfer, and mutual funds. The company serves customers through a network of 1 head office, 7 branch offices, 4 sub-branch offices, and 2 cash offices. P.T. Bank Ganesha Tbk was founded in 1990 and is headquartered in Jakarta, Indonesia.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
5 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
4 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 490.342.000.000 | 510.164.000.000 | 540.040.000.000 | 502.559.000.000 | 364.943.000.000 | 223.189.000.000 | 218.587.000.000 | 168.130.000.000 | 170.997.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 5.584.000.000 | 5.214.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 162.546.000.000 | 165.783.000.000 |
| Operating Expenses | 243.816.000.000 | 251.129.000.000 | 231.802.000.000 | 232.174.000.000 | 182.717.000.000 | 152.615.000.000 | 0 | 144.406.000.000 | 152.087.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 23.724.000.000 | 18.910.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 | 0 |
| Income Before Tax | 298.718.000.000 | 290.609.000.000 | 254.677.000.000 | 128.784.000.000 | 57.424.000.000 | 14.651.000.000 | 5.002.000.000 | 14.526.000.000 | 7.413.000.000 |
| Net Income | 233.423.000.000 | 227.098.000.000 | 201.714.000.000 | 103.965.000.000 | 46.043.000.000 | 10.866.000.000 | 3.198.000.000 | 11.841.000.000 | 5.600.000.000 |
| Basic EPS | 9,67 | 9,40 | 8,40 | 5,00 | 2,80 | 0,86 | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Aset | 11.340.390.000.000 | 10.358.250.000.000 | 9.402.309.000.000 | 8.968.132.000.000 | 8.575.950.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 | 0 |
| Kas | 1.690.599.000.000 | 2.434.949.000.000 | 2.328.932.000.000 | 3.430.165.000.000 | 3.672.833.000.000 |
| Piutang | — | — | — | — | — |
| Persediaan | — | — | — | — | — |
| Total Liabilitas | 7.651.113.000.000 | 6.912.969.000.000 | 6.158.107.000.000 | 5.829.370.000.000 | 6.427.061.000.000 |
| Liabilitas Lancar | — | — | — | — | — |
| Long Term Debt | 6.333.000.000 | 11.439.000.000 | 20.989.000.000 | 24.279.000.000 | — |
| Total Ekuitas | 3.689.277.000.000 | 3.445.281.000.000 | 3.244.202.000.000 | 3.138.762.000.000 | 2.148.889.000.000 |
| Working Capital | — | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 463.208.000.000 | -462.085.000.000 | 1.074.908.000.000 | -1.089.924.000.000 | -1.118.735.000.000 | 0 |
| Kas dari Aktivitas Investasi | -744.084.000.000 | -277.293.000.000 | -954.948.000.000 | -7.427.000.000 | -71.690.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | -7.613.000.000 | -7.130.000.000 | -11.003.000.000 | -7.698.000.000 | 946.095.000.000 | 0 |
| Capital Expenditures | -6.766.000.000 | -7.596.000.000 | -8.494.000.000 | -8.518.000.000 | -14.365.000.000 | 0 |
| Arus Kas Bebas (FCF) | 456.442.000.000 | -469.681.000.000 | 1.066.414.000.000 | -1.098.442.000.000 | -1.133.100.000.000 | 0 |
| Dividen Dibayar | — | — | — | — | — | — |