Bank Ina Perdana Tbk.
4.000
09 Oct 2026
PER
-74,65
PBV
7,41
ROE
-9,93%
Current Ratio
—
DER
845,62%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Ina Perdana Tbk provides various banking products and services in Indonesia. It operates through Marketing and Credit, Treasury, and Trade Finance segments. The company offers current, savings, demand, time, and foreign currency deposits, as well as certificates of deposit and other bank deposits. It also provides commercial, consumer, and cashless credit products; and payroll, tuition or education payment, foreign exchange, trade finance, remittance, and internet and mobile banking services. As of December 31, 2021, the company operated through a network of 36 operating offices, including 12 branch offices and 24 supporting branches, as well as 34 automatic teller machines. PT Bank Ina Perdana Tbk was founded in 1990 and is headquartered in Jakarta Selatan, Indonesia.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
3 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
4 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 722.972.000.000 | 697.504.000.000 | 760.509.000.000 | 756.805.000.000 | 618.426.000.000 | 326.332.000.000 | 249.266.000.000 | 121.489.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 4.089.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 117.400.000.000 |
| Operating Expenses | 646.876.000.000 | 593.275.000.000 | 464.784.000.000 | 383.743.000.000 | 316.572.000.000 | 217.515.000.000 | 163.348.000.000 | 104.554.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 16.935.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | -413.120.000.000 | -464.880.000.000 | 107.463.000.000 | 267.531.000.000 | 202.853.000.000 | 50.177.000.000 | 28.621.000.000 | 16.935.000.000 |
| Net Income | -328.714.000.000 | -369.018.000.000 | 81.848.000.000 | 207.876.000.000 | 157.048.000.000 | 39.748.000.000 | 19.376.000.000 | 11.395.000.000 |
| Basic EPS | -53,58 | -60,15 | 13,34 | 33,89 | 26,45 | 7,03 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 31.298.232.000.000 | 24.436.734.000.000 | 24.384.580.000.000 | 20.552.736.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 4.273.917.000.000 | 3.887.958.000.000 | 5.030.214.000.000 | 4.514.145.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 27.988.411.000.000 | 20.823.760.000.000 | 20.828.422.000.000 | 17.264.648.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 43.512.000.000 | 66.438.000.000 | 34.387.000.000 | 36.706.000.000 |
| Total Ekuitas | 3.309.821.000.000 | 3.612.974.000.000 | 3.556.158.000.000 | 3.288.088.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 4.937.465.000.000 | 4.224.819.000.000 | 1.134.960.000.000 | 72.808.000.000 | -247.730.000.000 | 0 |
| Kas dari Aktivitas Investasi | -5.086.570.000.000 | -3.812.584.000.000 | -2.274.175.000.000 | 467.063.000.000 | -1.209.010.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | -63.973.000.000 | -31.350.000.000 | -26.918.000.000 | -24.823.000.000 | 778.589.000.000 | 0 |
| Capital Expenditures | -207.088.000.000 | -101.538.000.000 | -132.237.000.000 | -55.510.000.000 | -45.147.000.000 | 0 |
| Arus Kas Bebas (FCF) | 4.730.377.000.000 | 4.123.281.000.000 | 1.002.723.000.000 | 17.298.000.000 | -292.877.000.000 | 0 |
| Dividen Dibayar | — | — | — | — | — | — |