Bank Pembangunan Daerah Jawa Timur Tbk.
515
09 Oct 2026
PER
4,93
PBV
0,34
ROE
11,48%
Current Ratio
—
DER
1.072,18%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Pembangunan Daerah Jawa Timur Tbk provides various banking products and services in Indonesia. The company offers savings and current accounts, and fixed and time deposits; personal and productivity loans; and property construction loans, bank guarantees, checking accounts, investment loans, credit modal Kerja, syndicated loans, financing receivables loans, cash collateral credit, local government loans, and Bureau of Public Service Area loans. It also provides common foreign exchange, hedging forward contract, hedging swap, bank note, deposit on call, and documentation services. In addition, the company offers Sharia savings, deposit, and financing products and services; merchant relationship program; automated teller machines (ATM), Internet and mobile banking services; SMS banking services; virtual accounts; electronic government staff, debit cards, and prepaid cards; and foreign exchange transaction and remittance services. Further, it provides letters of credit; import tax and letter of credit undocumented affair services; bank guarantee forex services; safe deposit boxes; and money transfer and other banking services. As of December 31, 2021, the company operated 41 branches, 7 Sharia branches, 162 conventional sub branches, 10 Sharia sub-branches, 211 conventional cash offices, 2 Sharia cash offices, 248 payment points, 8 Sharia payment points, 195 Sharia service offices, 780 ATMs, 25 Sharia ATMs, 51 cash recycling machines, 7 Sharia cash recycling machines, 97 Cash ATM vehicles, and 7 Sharia cash ATM vehicles. PT Bank Pembangunan Daerah Jawa Timur Tbk was founded in 1961 and is headquartered in Surabaya, Indonesia.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
6 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
2 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9.671.951.000.000 | 8.133.542.000.000 | 6.411.656.000.000 | 5.573.233.000.000 | 5.402.273.000.000 | 5.070.997.000.000 | 4.555.630.000.000 | 4.103.710.000.000 | 3.967.640.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 54.232.000.000 | 56.854.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 4.049.480.000.000 | 3.910.780.000.000 |
| Operating Expenses | 5.570.053.000.000 | 4.379.862.000.000 | 3.658.766.000.000 | 3.159.682.000.000 | 3.188.545.000.000 | 3.143.246.000.000 | 2.514.330.000.000 | 2.306.740.000.000 | 2.261.710.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 1.796.970.000.000 | 1.705.920.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 | 0 |
| Income Before Tax | 2.607.592.000.000 | 2.092.643.000.000 | 1.682.717.000.000 | 1.892.743.000.000 | 2.030.049.000.000 | 1.937.974.000.000 | 1.507.370.000.000 | 1.864.130.000.000 | 1.753.700.000.000 |
| Net Income | 1.567.090.000.000 | 1.545.518.000.000 | 1.281.718.000.000 | 1.470.105.000.000 | 1.542.824.000.000 | 1.523.070.000.000 | 1.488.960.000.000 | 1.376.510.000.000 | 1.260.310.000.000 |
| Basic EPS | 104,36 | 102,93 | 85,36 | 97,91 | 102,75 | 101,43 | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 168.854.843.000.000 | 118.142.127.000.000 | 103.854.773.000.000 | 103.031.367.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 20.195.490.000.000 | 10.588.625.000.000 | 16.344.135.000.000 | 19.990.865.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 146.355.541.000.000 | 103.542.088.000.000 | 91.703.704.000.000 | 91.585.506.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 7.961.931.000.000 | 1.669.417.000.000 | 634.818.000.000 | 631.464.000.000 |
| Total Ekuitas | 13.650.229.000.000 | 12.512.592.000.000 | 12.151.069.000.000 | 11.445.861.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | -10.145.718.000.000 | -6.070.273.000.000 | -3.535.385.000.000 | -9.696.601.000.000 | -8.745.993.000.000 | 0 |
| Kas dari Aktivitas Investasi | 21.180.312.000.000 | 11.268.172.000.000 | -1.310.579.000.000 | 6.804.633.000.000 | 8.603.765.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | -1.622.551.000.000 | 4.407.967.000.000 | -912.740.000.000 | -747.279.000.000 | -827.393.000.000 | 0 |
| Capital Expenditures | -92.264.000.000 | -106.732.000.000 | -71.369.000.000 | -149.298.000.000 | -248.269.000.000 | 0 |
| Arus Kas Bebas (FCF) | -10.237.982.000.000 | -6.177.005.000.000 | -3.606.754.000.000 | -9.845.899.000.000 | -8.994.262.000.000 | 0 |
| Dividen Dibayar | -1.771.299.000.000 | -994.525.000.000 | -816.693.000.000 | -797.173.000.000 | -782.457.000.000 | 0 |