Bank CIMB Niaga Tbk.
1.695
09 Oct 2026
PER
6,21
PBV
0,73
ROE
11,84%
Current Ratio
—
DER
542,88%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank CIMB Niaga Tbk provides various banking products and services in Indonesia and internationally. It offers saving, current, time, and term deposit products; credit and debit cards; treasury products, such as foreign exchange, strike currency, market-linked deposits, swap deposit, bonds, hedging instruments, investment, and foreign currency, and mutual fund products; general and life bancassurance products; digital banking services. The company also provides working capital, investment, and supply chain financing services; and asset and property, earthquake, fire, motor vehicle, health, and transportation insurance products. In addition, it offers letter of credit, export notes negotiation and discount, outward and inward documentary collections, pre-shipment financing, domestic letter of credit, trust receipt, non-cash loan financing facility, cash management, bank and shipping guarantee, standby letter of credit and demand guarantee, trade account payable special transaction loans, private banking, and trade account receivable special transaction loans. It operates a network of 451 branches, 4,500 ATMs, 34 digital lounges, 952 cash deposit machines, 146 multi-function devices, and 952 cash deposit and recycle machines. The company was formerly known as PT Bank Niaga Tbk and changed its name to PT Bank CIMB Niaga Tbk in May 2008. The company was founded in 1955 and is headquartered in Jakarta, Indonesia. PT Bank CIMB Niaga Tbk is a subsidiary of CIMB Group Sdn Bhd.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
6 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
3 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 20.093.314.000.000 | 19.437.525.000.000 | 18.943.294.000.000 | 18.761.469.000.000 | 18.871.819.000.000 | 17.726.132.000.000 | 16.210.700.000.000 | 12.800.800.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 0 |
| Gross Profit | — | — | — | — | — | — | 0 | 12.800.800.000.000 |
| Operating Expenses | 9.297.336.000.000 | 8.968.146.000.000 | 8.749.399.000.000 | 8.583.526.000.000 | 8.483.650.000.000 | 8.279.237.000.000 | 8.100.780.000.000 | 8.004.130.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 4.796.700.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | 8.719.317.000.000 | 8.825.765.000.000 | 8.728.787.000.000 | 8.357.272.000.000 | 6.579.332.000.000 | 5.191.098.000.000 | 2.947.420.000.000 | 4.850.820.000.000 |
| Net Income | 6.857.778.000.000 | 6.876.537.000.000 | 6.825.773.000.000 | 6.474.195.000.000 | 5.041.781.000.000 | 4.100.340.000.000 | 2.012.400.000.000 | 3.482.300.000.000 |
| Basic EPS | 272,77 | 273,53 | 271,59 | 259,45 | 202,21 | 164,48 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 372.698.893.000.000 | 360.220.510.000.000 | 334.369.233.000.000 | 306.754.299.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 29.196.463.000.000 | 21.282.545.000.000 | 24.381.896.000.000 | 32.074.500.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 314.541.710.000.000 | 307.024.183.000.000 | 285.031.862.000.000 | 261.478.036.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 12.416.823.000.000 | 12.824.372.000.000 | 8.831.174.000.000 | 6.704.803.000.000 |
| Total Ekuitas | 57.939.857.000.000 | 52.999.187.000.000 | 49.192.544.000.000 | 45.191.890.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 340.193.000.000 | 4.150.199.000.000 | 8.221.937.000.000 | -1.796.976.000.000 | -16.360.431.000.000 | 0 |
| Kas dari Aktivitas Investasi | -379.911.000.000 | 7.643.004.000.000 | -7.727.990.000.000 | -5.998.437.000.000 | 5.994.554.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | -5.788.333.000.000 | -6.459.266.000.000 | -842.805.000.000 | 329.226.000.000 | -4.938.480.000.000 | 0 |
| Capital Expenditures | -852.001.000.000 | -848.716.000.000 | -954.338.000.000 | -703.309.000.000 | -812.909.000.000 | 0 |
| Arus Kas Bebas (FCF) | -511.808.000.000 | 3.301.483.000.000 | 7.267.599.000.000 | -2.500.285.000.000 | -17.173.340.000.000 | 0 |
| Dividen Dibayar | -4.088.921.000.000 | -3.954.222.000.000 | -3.106.040.000.000 | -2.871.842.000.000 | -2.345.686.000.000 | 0 |