Bank Permata Tbk.
1.930
09 Oct 2026
PER
18,92
PBV
1,52
ROE
7,99%
Current Ratio
—
DER
485,29%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Permata Tbk provides various banking products and services to retail, SME, and wholesale customers in Indonesia. It offers savings and current account, and time deposits, as well as personal and mortgage loans, working capital loans, and trade finance. The company also provides mutual funds, bonds, bancassurance, credit cards, treasury solutions, supply chain, capital market, and cash management services, as well as digital banking services. As of December 31, 2021, it operated 70 branches, 215 sub-branches, 264 Sharia office channeling, 1 cash office, and 873 ATMs. The company was formerly known as PT Bank Bali Tbk and changed its name to PT Bank Permata Tbk in October 2002. PT Bank Permata Tbk was founded in 1954 and is headquartered in Jakarta, Indonesia. PT Bank Permata Tbk operates as a subsidiary of Bangkok Bank Public Company Limited.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
4 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
5 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 12.338.621.000.000 | 12.421.639.000.000 | 11.941.128.000.000 | 11.822.847.000.000 | 10.769.116.000.000 | 9.823.492.000.000 | 8.906.900.000.000 | 5.685.060.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 195.128.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 5.489.930.000.000 |
| Operating Expenses | 6.124.521.000.000 | 6.003.880.000.000 | 5.785.333.000.000 | 5.899.814.000.000 | 5.693.778.000.000 | 5.106.655.000.000 | 5.148.310.000.000 | 4.465.830.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 1.219.230.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | 4.726.280.000.000 | 4.631.007.000.000 | 4.608.229.000.000 | 3.350.120.000.000 | 2.614.013.000.000 | 1.565.521.000.000 | 1.615.350.000.000 | 1.219.230.000.000 |
| Net Income | 3.661.299.000.000 | 3.587.535.000.000 | 3.566.519.000.000 | 2.585.218.000.000 | 2.013.413.000.000 | 1.231.127.000.000 | 721.587.000.000 | 901.251.000.000 |
| Basic EPS | 102,00 | 99,00 | 99,00 | 71,00 | 56,00 | 39,00 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 268.342.325.000.000 | 259.067.503.000.000 | 257.444.147.000.000 | 255.112.471.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 21.588.325.000.000 | 26.234.533.000.000 | 38.304.260.000.000 | 59.291.734.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 222.494.311.000.000 | 216.464.321.000.000 | 217.451.825.000.000 | 217.495.182.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 11.349.907.000.000 | 10.849.329.000.000 | 10.279.302.000.000 | 10.291.767.000.000 |
| Total Ekuitas | 45.848.014.000.000 | 42.603.182.000.000 | 39.992.322.000.000 | 37.617.289.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | -7.813.292.000.000 | 4.431.850.000.000 | 7.877.406.000.000 | -31.513.949.000.000 | 17.023.605.000.000 | 0 |
| Kas dari Aktivitas Investasi | 1.216.978.000.000 | -4.589.471.000.000 | -18.415.762.000.000 | 5.312.764.000.000 | -3.330.904.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | 6.593.447.000.000 | -3.068.966.000.000 | -196.533.000.000 | 2.774.903.000.000 | -418.273.000.000 | 0 |
| Capital Expenditures | -400.427.000.000 | -497.052.000.000 | -697.456.000.000 | -486.699.000.000 | -509.764.000.000 | 0 |
| Arus Kas Bebas (FCF) | -8.213.719.000.000 | 3.934.798.000.000 | 7.179.950.000.000 | -32.000.648.000.000 | 16.513.841.000.000 | 0 |
| Dividen Dibayar | -1.266.345.000.000 | -1.085.439.000.000 | -904.533.000.000 | -542.720.000.000 | -307.541.000.000 | 0 |