Bank Sinarmas Tbk.
945
09 Oct 2026
PER
68,88
PBV
2,01
ROE
3,12%
Current Ratio
—
DER
564,35%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Sinarmas Tbk provides various banking products and services in Indonesia. The company operates through Marketing and Credit, Treasury, and Trade Finance segments. It engages in the issuance of debt securities; treasury activities; provision of loans; funding activities; and trade financing activities. The company also invests in securities and money markets. It operates 1 main branch, 67 branches, 71 functional sub-branch, 22 functional UMK offices, 191 sub-branches, 31 sharia branches, 12 sharia cash offices, and 3 cash cars in Indonesia. The company was formerly known as PT Bank Shinta Indonesia and changed its name to PT Bank Sinarmas Tbk in January 2007. The company was founded in 1989 and is headquartered in Jakarta, Indonesia. PT Bank Sinarmas Tbk operates as a subsidiary of PT Sinar Mas Multiartha Tbk.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
3 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
2 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.944.208.000.000 | 3.167.296.000.000 | 3.449.508.000.000 | 3.480.724.000.000 | 3.274.874.000.000 | 3.379.503.000.000 | 3.873.180.000.000 | 1.211.500.000.000 | 1.796.420.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 141.804.000.000 | 115.919.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 1.069.700.000.000 | 1.680.510.000.000 |
| Operating Expenses | 3.196.774.000.000 | 3.234.901.000.000 | 3.165.707.000.000 | 2.598.069.000.000 | 2.419.969.000.000 | 2.252.983.000.000 | 2.214.800.000.000 | 2.106.800.000.000 | 1.720.200.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | -895.302.000.000 | 76.225.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 | 0 |
| Income Before Tax | 485.705.000.000 | 519.729.000.000 | 438.816.000.000 | 73.578.000.000 | 277.211.000.000 | 159.518.000.000 | 116.600.000.000 | 81.893.000.000 | 75.863.000.000 |
| Net Income | 270.569.000.000 | 285.748.000.000 | 290.845.000.000 | 75.796.000.000 | 221.160.000.000 | 127.748.000.000 | 118.522.000.000 | 6.752.000.000 | 50.472.000.000 |
| Basic EPS | 13,72 | 14,49 | 14,75 | 3,84 | 11,22 | 6,50 | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 58.244.487.000.000 | 55.624.433.000.000 | 52.634.996.000.000 | 47.350.601.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 16.399.245.000.000 | 16.998.279.000.000 | 15.365.973.000.000 | 11.076.028.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 48.961.892.000.000 | 47.024.811.000.000 | 44.808.228.000.000 | 40.065.593.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 760.738.000.000 | 629.802.000.000 | 633.908.000.000 | 613.302.000.000 |
| Total Ekuitas | 8.675.787.000.000 | 8.032.440.000.000 | 7.826.768.000.000 | 7.285.008.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | -206.364.000.000 | -562.560.000.000 | 1.165.114.000.000 | 4.628.695.000.000 | -4.999.465.000.000 | 0 |
| Kas dari Aktivitas Investasi | -97.698.000.000 | -172.091.000.000 | -152.118.000.000 | -188.267.000.000 | -119.425.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | 2.307.000.000 | 6.851.000.000 | 372.097.000.000 | -111.120.000.000 | 397.299.000.000 | 0 |
| Capital Expenditures | -101.175.000.000 | -173.682.000.000 | -152.885.000.000 | -189.091.000.000 | -119.946.000.000 | 0 |
| Arus Kas Bebas (FCF) | -307.539.000.000 | -736.242.000.000 | 1.012.229.000.000 | 4.439.604.000.000 | -5.119.411.000.000 | 0 |
| Dividen Dibayar | — | — | — | — | — | — |