BSWD
Bank Of India Indonesia Tbk.
3.600
09 Oct 2026
PER
190,58
PBV
3,78
ROE
1,98%
Current Ratio
—
DER
104,35%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tanggal Pencatatan
—
Mata Uang
IDR
Website
—
Email
—
Telepon
—
Alamat
—
Rasio
Rasio Profitabilitas
Gross Profit Margin (TTM)
—
Operating Profit Margin (TTM)
—
Net Profit Margin (TTM)
23,61%
Management Effectiveness
ROA (TTM)
0,97%
ROE (TTM)
1,98%
Asset Turnover (TTM)
0,04x
Rasio Liquiditas & Leverage
Current Ratio
—
Quick Ratio
—
Debt to Equity Ratio (DER)
104,35%
Rasio Aktivitas
Perputaran Aset (TTM)
0,04x
Inventory Turnover (TTM)
—
Receivables Turnover (TTM)
—
Valuasi
Current Valuation
Current PE Ratio (Annual)
275,02
Current PE Ratio (TTM)
190,58
Earning Yield (Annual)
0,36%
Earning Yield (TTM)
0,52%
Earning Yield (Greenblatt: EBIT/EV)
—
Current Price to Book Value
3,78
Current Price to Sales (TTM)
44,98
Current Price to Cashflow (TTM)
35,16
EV to EBIT (TTM)
—
Fair Value (Graham Number)
636
Per Share
EPS (Annual)
13
EPS (TTM)
19
Book Value per Share
952
Revenue per Share (Annual)
82
Revenue per Share (TTM)
80
Cash Flow per Share (Annual)
77
Cash Flow per Share (TTM)
102
Ukuran Perusahaan
Market Cap
13,28 T
Enterprise Value
12,26 T
Saham Beredar
3,69 M
Total Aset
7,18 T
Total Ekuitas
3,51 T
Free Cash Flow (Annual)
283,76 M
Growth (TTM vs Tahun Terbaru)
Revenue Growth
-1,94%
Gross Profit Growth
—
Net Income Growth
44,34%
Screening ala Graham
3 / 9
Bukan Saham Teknologi
Lulus
Termasuk Sektor Keuangan
Lulus
Revenue Lebih dari Rp175 Miliar
Lulus
Current Ratio > 2
Gagal
Utang Jangka Panjang < Modal Kerja Bersih
Gagal
PER Wajar (< 15)
Gagal
PER x PBV < 22
Gagal
DER Rendah (< 100%)
Gagal
Membagikan Dividen
Gagal
Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
4 / 9
Arus kas operasi positif
Lulus
ROA membaik
Gagal
Rasio utang jangka panjang menurun
Gagal
Kualitas laba (OCF > laba bersih)
Lulus
Laba bersih positif
Lulus
Jumlah saham tidak bertambah
Lulus
Gross margin membaik
Gagal
Current ratio membaik
Gagal
Asset turnover membaik
Gagal
Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Fair Value (Graham Number)
636
Harga Saat Ini
3.600
Selisih
-2.964
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Laba
Laba Naik
Laba Naik < 20%
Penjualan Turun < 20%
Hutang Turun < 20%
Pertumbuhan Rata-rata (CAGR)
Modal Naik Rata2 > 10%
Modal Naik Rata2 > 20%
Modal Naik Rata2 > 40%
Penjualan Naik Rata2 > 10%
Laba Naik Rata2 > 20%
Solvabilitas
DER < 0.5x
DER < 1x
Likuiditas
Aset Lancar > Hutang Lancar
Profitabilitas
ROE > 10%
Margin Laba Kotor > 20%
Margin Laba Kotor > 40%
Margin Laba Kotor > 60%
Margin Laba Kotor > 80%
Margin Laba Operasi > 10%
Margin Laba Operasi > 20%
Margin Laba Bersih > 10%
Margin Laba Bersih > 20%
Margin Laba Bersih > 30%
Valuasi
Nilai Buku < Harga
Laba Kotor
-502,48 M
2016
35,62 M
2017
102,04 M
2018
0
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Laba Bersih
-505,00 M
2016
-127,09 M
2017
9,88 M
2018
-70,58 M
2020
-44,05 M
2021
16,59 M
2022
48,83 M
2023
78,75 M
2024
48,28 M
2025
Margin Laba Kotor
-
2016
93,3%
2017
97,6%
2018
0,0%
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Margin Laba Operasi
-
2016
-100,8%
2017
21,1%
2018
0,0%
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Margin Laba Bersih
-
2016
-333,0%
2017
9,5%
2018
-69,4%
2020
-42,7%
2021
11,2%
2022
18,5%
2023
26,4%
2024
16,0%
2025
Imbal Hasil Aset (ROA)
-
2016
-
2017
-
2018
-
2020
-
2021
0,3%
2022
0,8%
2023
1,2%
2024
0,7%
2025
Imbal Hasil Ekuitas (ROE)
-
2016
-
2017
-
2018
-
2020
-
2021
0,5%
2022
1,5%
2023
2,3%
2024
1,4%
2025
Current Ratio
-
2016
-
2017
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Quick Ratio
-
2016
-
2017
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Debt to Equity Ratio (DER)
-
2016
-
2017
-
2018
-
2020
-
2021
81,9%
2022
81,4%
2023
97,1%
2024
104,4%
2025
Perputaran Aset
-
2016
-
2017
-
2018
-
2020
-
2021
0,02x
2022
0,04x
2023
0,04x
2024
0,04x
2025
Perputaran Persediaan
-
2016
-
2017
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Perputaran Piutang
-
2016
-
2017
-
2018
-
2020
-
2021
-
2022
-
2023
-
2024
-
2025
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 295.230.418.399 | 301.069.494.932 | 298.559.943.249 | 264.084.943.073 | 148.641.088.744 | 103.155.384.111 | 101.690.000.000 | 104.558.000.000 | 38.167.196.089 | -500.424.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 2.520.542.426 | 2.543.424.198 | 2.054.596.247 |
| Gross Profit | — | — | — | — | — | — | 0 | 102.037.000.000 | 35.623.771.891 | -502.479.000.000 |
| Operating Expenses | 125.397.828.704 | 121.531.039.222 | 114.323.800.452 | 94.704.697.569 | 88.034.296.590 | 78.936.005.905 | 87.015.892.860 | 82.460.310.835 | 76.627.117.805 | 65.549.602.704 |
| Operating Income | — | — | — | — | — | — | 0 | 22.097.606.428 | -38.459.921.716 | -565.974.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 | 0 | 0 |
| Income Before Tax | 91.136.415.382 | 63.687.817.465 | 101.315.437.049 | 58.802.456.434 | 6.860.634.010 | -42.448.831.605 | 18.881.094.573 | 10.620.184.124 | -147.769.000.000 | -575.044.000.000 |
| Net Income | 69.692.165.006 | 48.282.258.651 | 78.754.937.362 | 48.831.391.424 | 16.589.767.385 | -44.051.239.526 | -70.581.531.876 | 9.879.658.315 | -127.085.000.000 | -505.002.000.000 |
| Basic EPS | 18,89 | 13,09 | 21,35 | 13,24 | 5,99 | -27,39 | — | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 7.177.245.297.778 | 6.815.156.755.265 | 6.128.562.060.955 | 6.060.045.883.689 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 1.018.218.929.389 | 275.651.374.807 | 437.799.533.992 | 339.578.378.623 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 3.664.990.896.849 | 3.357.793.603.202 | 2.750.121.056.629 | 2.727.803.735.018 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 2.273.469.704 | 1.260.412.259 | 134.043.249 | 409.927.817 |
| Total Ekuitas | 3.512.254.400.929 | 3.457.363.152.063 | 3.378.441.004.326 | 3.332.242.148.671 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 108.017.906.861 | 289.433.728.437 | 243.374.382.574 | -1.054.621.471.230 | -276.760.160.912 | 0 |
| Kas dari Aktivitas Investasi | 25.748.904.796 | 453.972.450.124 | -404.773.334.096 | 1.160.478.956.130 | -2.005.631.760.439 | 0 |
| Kas dari Aktivitas Pembiayaan | -1.036.664.643 | -755.563.632 | -495.763.632 | -3.790.517.568 | 1.296.526.247.261 | 0 |
| Capital Expenditures | 23.030.036.176 | -5.675.197.891 | -8.573.393.793 | -7.505.623.944 | -8.971.656.000 | 0 |
| Arus Kas Bebas (FCF) | 131.047.943.037 | 283.758.530.546 | 234.800.988.781 | -1.062.127.095.174 | -285.731.816.912 | 0 |
| Dividen Dibayar | — | — | — | — | — | — |