Bank BTPN Tbk.
2.500
09 Oct 2026
PER
59,52
PBV
0,50
ROE
0,95%
Current Ratio
—
DER
405,22%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank BTPN Tbk provides various banking products and services primarily in Indonesia. It operates through five segments: Retail; Micro, Small & Medium Enterprises; Funding and Treasury; Corporate; and Sharia. The company offers savings and current account; term, flexi, and time deposits; and working capital and investment, bilateral and syndication, term, demand, green, pension, active employee, and student Loan; sustainability linked loan project/structured financing, overdraft, asset-based and rural bank financing, and supply chain financing; and credit cards. It also provides bancassurance and investment products, such as mutual fund and government bonds; Sharia banking services; import LC issuance/ import bill negotiation, export LC advising/confirmation/export bill collection, documentary collection, trust receipt/trade loan, structured trade finance, receivable purchase, and bank guarantee services; and liquidity management, internet and mobile banking, and collections payment services. In addition, the company offers treasury services, such as foreign exchange, derivatives, money market, and fixed income. As of December 31, 2021, it operated 82 branches, 349 subbranches, 224 and ATMs and TCRs. The company was founded in 1958 and is headquartered in Jakarta, Indonesia. PT Bank BTPN Tbk operates as a subsidiary of Sumitomo Mitsui Banking Corporation.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
4 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
3 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 18.119.559.000.000 | 18.194.304.000.000 | 17.194.339.000.000 | 13.392.236.000.000 | 13.135.471.000.000 | 12.545.374.000.000 | 11.689.900.000.000 | 8.825.280.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 46.596.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 8.778.680.000.000 |
| Operating Expenses | 10.117.471.000.000 | 10.068.560.000.000 | 9.428.203.000.000 | 7.222.481.000.000 | 6.881.818.000.000 | 6.623.352.000.000 | 6.421.770.000.000 | 5.877.520.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 2.947.760.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | 246.796.000.000 | 281.327.000.000 | 4.120.473.000.000 | 3.457.682.000.000 | 4.657.319.000.000 | 4.007.172.000.000 | 2.633.080.000.000 | 2.919.430.000.000 |
| Net Income | 451.665.000.000 | 505.557.000.000 | 2.812.986.000.000 | 2.358.334.000.000 | 3.095.701.000.000 | 2.664.714.000.000 | 1.749.290.000.000 | 1.838.470.000.000 |
| Basic EPS | 42,00 | 47,00 | 279,00 | 293,00 | 380,66 | 328,12 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 245.848.165.000.000 | 241.096.427.000.000 | 201.448.392.000.000 | 209.169.704.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 25.565.992.000.000 | 24.711.662.000.000 | 21.124.304.000.000 | 36.235.481.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 192.392.451.000.000 | 186.350.388.000.000 | 160.165.288.000.000 | 169.756.680.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 49.314.902.000.000 | 56.183.612.000.000 | 35.001.950.000.000 | 48.820.521.000.000 |
| Total Ekuitas | 47.478.035.000.000 | 47.791.641.000.000 | 38.690.693.000.000 | 36.930.943.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 4.661.527.000.000 | 4.882.236.000.000 | 10.829.769.000.000 | -2.397.197.000.000 | -4.416.068.000.000 |
| Kas dari Aktivitas Investasi | -7.647.953.000.000 | 2.034.390.000.000 | -16.764.391.000.000 | 394.010.000.000 | 3.151.992.000.000 |
| Kas dari Aktivitas Pembiayaan | 4.111.968.000.000 | -6.267.376.000.000 | 8.624.877.000.000 | -13.887.114.000.000 | 9.056.776.000.000 |
| Capital Expenditures | -648.420.000.000 | -661.143.000.000 | -580.840.000.000 | -655.522.000.000 | -641.586.000.000 |
| Arus Kas Bebas (FCF) | 4.013.107.000.000 | 4.221.093.000.000 | 10.248.929.000.000 | -3.052.719.000.000 | -5.057.654.000.000 |
| Dividen Dibayar | 0 | -811.190.000.000 | -683.958.000.000 | -832.860.000.000 | -142.633.000.000 |