Bank BTPN Syariah Tbk.
975
09 Oct 2026
PER
6,21
PBV
0,75
ROE
12,18%
Current Ratio
—
DER
128,42%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank BTPN Syariah Tbk provides various banking products and services in Indonesia. It offers funding, financing, bills payment, air-time purchase, fund transfer, cash deposit, and cash withdrawal services. The company also provides mobile banking, savings, and ATM services. It operates through a network of 23 branch offices, 42 operational functional offices, 3 non-operational functional offices, 5 sharia bank services, and 9 ATMs. The company was formerly known as PT Bank Tabungan Pensiunan Nasional Syariah Tbk.PT Bank BTPN Syariah Tbk was founded in 1991 and is headquartered in Jakarta Selatan, Indonesia. PT Bank BTPN Syariah Tbk is a subsidiary of PT Bank BTPN Tbk.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
6 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
5 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.691.353.000.000 | 4.735.830.000.000 | 4.905.996.000.000 | 5.264.738.000.000 | 5.043.638.000.000 | 4.301.542.000.000 | 3.550.120.000.000 | 3.642.730.000.000 | 2.814.470.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 0 | 0 |
| Gross Profit | — | — | — | — | — | — | 0 | 3.642.730.000.000 | 2.814.470.000.000 |
| Operating Expenses | 2.392.687.000.000 | 2.328.901.000.000 | 2.227.577.000.000 | 2.043.512.000.000 | 1.869.492.000.000 | 1.693.292.000.000 | 1.592.030.000.000 | 1.761.040.000.000 | 1.514.290.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 1.881.690.000.000 | 1.300.180.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 | 0 |
| Income Before Tax | 1.579.741.000.000 | 1.566.319.000.000 | 1.353.196.000.000 | 1.379.894.000.000 | 2.282.394.000.000 | 1.877.473.000.000 | 1.124.300.000.000 | 1.878.250.000.000 | 1.299.020.000.000 |
| Net Income | 1.212.836.000.000 | 1.201.231.000.000 | 1.061.276.000.000 | 1.080.499.000.000 | 1.779.543.000.000 | 1.465.005.000.000 | 854.614.000.000 | 1.399.630.000.000 | 965.311.000.000 |
| Basic EPS | 157,00 | 156,00 | 138,00 | 140,00 | 231,00 | 190,00 | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 22.751.076.000.000 | 21.747.580.000.000 | 21.435.366.000.000 | 21.161.976.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 2.379.612.000.000 | 2.523.005.000.000 | 1.514.275.000.000 | 1.712.262.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 12.789.564.000.000 | 12.430.986.000.000 | 12.658.233.000.000 | 12.753.981.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 29.509.000.000 | 225.298.000.000 | 53.792.000.000 | 167.746.000.000 |
| Total Ekuitas | 9.959.000.000.000 | 9.313.581.000.000 | 8.774.004.000.000 | 8.404.955.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 1.318.743.000.000 | 1.787.971.000.000 | 1.845.540.000.000 | 1.779.110.000.000 | 2.106.059.000.000 | 0 |
| Kas dari Aktivitas Investasi | -1.903.162.000.000 | -986.092.000.000 | -2.121.473.000.000 | -849.851.000.000 | -852.640.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | -410.207.000.000 | -770.074.000.000 | -340.397.000.000 | -812.535.000.000 | -375.626.000.000 | 0 |
| Capital Expenditures | -186.497.000.000 | -127.306.000.000 | -143.306.000.000 | -210.121.000.000 | -178.080.000.000 | 0 |
| Arus Kas Bebas (FCF) | 1.132.246.000.000 | 1.660.665.000.000 | 1.702.234.000.000 | 1.568.989.000.000 | 1.927.979.000.000 | 0 |
| Dividen Dibayar | -641.302.000.000 | -555.690.000.000 | -525.231.000.000 | -681.151.000.000 | -451.453.000.000 | 0 |