Bank Victoria International Tbk.
89
09 Oct 2026
PER
30,80
PBV
0,40
ROE
1,60%
Current Ratio
—
DER
728,62%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Victoria International Tbk provides various banking products and services in Indonesia. It offers various savings accounts; demand, time, and forex deposits; current accounts; bank guarantees; and loan products, such as home and car ownership loan, multi-purpose credit, implant banking credit, and domestic letters of credit, as well as corporate and commercial lending, small medium enterprise lending, and multi finance lending products. The company also provides investment products; foreign exchange services, including remittance, trade finance, and treasury and other interbank services; and clearing/payment, transfer, real time gross settlement, bill payment, ATM, and internet and mobile banking services, as well as Sharia banking services. As of December 31, 2021, it operated through a network of 40 offices, which include 1 head office, 14 branch offices, and 25 sub-branch offices. The company was incorporated in 1992 and is headquartered in Jakarta Selatan, Indonesia.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
4 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
2 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 894.478.656.000 | 860.479.981.000 | 553.748.305.000 | 654.114.955.000 | 751.605.350.000 | 577.641.548.000 | 506.807.000.000 | 591.317.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 10.597.348.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 580.719.000.000 |
| Operating Expenses | 479.864.701.000 | 460.421.043.000 | 386.766.751.000 | 330.244.248.000 | 325.065.537.000 | 314.805.781.000 | 356.520.000.000 | 412.278.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 179.039.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | 81.304.033.000 | 162.353.615.000 | 148.660.124.000 | 129.536.228.000 | 356.930.827.000 | -150.868.148.000 | -298.233.000.000 | 93.359.916.000 |
| Net Income | 69.808.869.000 | 131.744.927.000 | 117.859.238.000 | 101.816.341.000 | 226.173.453.000 | -119.063.715.000 | -252.194.000.000 | 79.081.642.000 |
| Basic EPS | 2,89 | 7,15 | 7,44 | 6,42 | 19,17 | -12,90 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 36.201.697.084.000 | 31.045.989.252.000 | 29.624.240.421.000 | 25.932.001.125.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 3.013.820.559.000 | 1.605.985.638.000 | 2.805.839.053.000 | 2.651.539.888.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 31.832.775.864.000 | 27.112.529.594.000 | 25.799.455.411.000 | 22.231.537.644.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 5.441.069.152.000 | 2.534.223.953.000 | 2.186.949.054.000 | 2.115.003.840.000 |
| Total Ekuitas | 4.368.921.220.000 | 3.933.459.658.000 | 3.824.785.010.000 | 3.700.463.481.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 361.221.836.000 | 1.757.587.457.000 | -942.316.289.000 | 1.279.308.383.000 | 1.057.051.819.000 | 0 |
| Kas dari Aktivitas Investasi | -2.702.533.124.000 | -2.240.713.407.000 | -1.193.956.941.000 | -1.413.275.111.000 | -232.937.862.000 | 0 |
| Kas dari Aktivitas Pembiayaan | 934.296.151.000 | 1.890.557.575.000 | 937.080.590.000 | 287.342.962.000 | 159.950.388.000 | 0 |
| Capital Expenditures | -24.697.837.000 | -24.173.569.000 | -25.695.267.000 | -23.485.050.000 | -9.406.450.000 | 0 |
| Arus Kas Bebas (FCF) | 336.523.999.000 | 1.733.413.888.000 | -968.011.556.000 | 1.255.823.333.000 | 1.047.645.369.000 | 0 |
| Dividen Dibayar | — | — | — | — | — | — |