PT Bank Victoria International Tbk provides various banking products and services in Indonesia. It offers various savings accounts; demand, time, and forex deposits; current accounts; bank guarantees; and loan products, such as home and car ownership loan, multi-purpose credit, implant banking credit, and domestic letters of credit, as well as corporate and commercial lending, small medium enterprise lending, and multi finance lending products. The company also provides investment products; foreign exchange services, including remittance, trade finance, and treasury and other interbank services; and clearing/payment, transfer, real time gross settlement, bill payment, ATM, and internet and mobile banking services, as well as Sharia banking services. As of December 31, 2021, it operated through a network of 40 offices, which include 1 head office, 14 branch offices, and 25 sub-branch offices. The company was incorporated in 1992 and is headquartered in Jakarta Selatan, Indonesia.
| Market Cap | 1,006,994,706,276 | |
| Sales | 613,282,485,000,000 | (IDR) |
| Net Income | 3,346,833,540,000,000 | (IDR) |
| Equity | 3,700,463,481,000 | (IDR) |
| Free Cash | 0 | (IDR) |
| Item | Highlight | Score |
|---|---|---|
| Market Cap vs Equitas | Nilai Equitas di atas market Cap | 1 |
| PER | Valuasi PER < 10 | 1 |
| Net Profit | Rasio profitabilitas baik, >10% | 1 |
| Return On Equity | Return On Equity kurang bagus, < 15% | 0 |
| Rasio Hutang | Rasio DER lebih dari 1 | 0 |
| Current Ratio | Liabilities lebih besar daripada aset lancar | 0 |
| Harga Wajar | Harga saham masih undervalued (334) | 1 |
| tahun | TTM | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 40,885,499,000 | 702,806,763,000 | 324,362,812,000 | 293,790,906,000 | 417,320,786,000 | 591,316,786,000 |
| Gross Profit | 0 | 0 | 313,041,313,000 | 283,260,301,000 | 403,517,674,000 | 580,719,438,000 |
| Operating Income | 0 | 0 | -27,059,237,000 | -112,530,321,000 | -5,469,778,000 | 179,039,206,000 |
| Pretax Income | 320,821,298,000 | 356,930,827,000 | -150,868,148,000 | -298,232,500,000 | -24,725,333,000 | 93,359,916,000 |
| Net Income | 223,122,236,000 | 226,173,453,000 | -119,063,715,000 | -252,193,680,000 | -13,764,544,000 | 79,081,642,000 |
| 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|
| Total Aset | 25,932,001,125,000 | 24,947,143,045,000 | 26,221,407,472,000 | 30,456,458,802,000 | 30,172,315,337,000 |
| Aset Lancar | 0 | 4,108,995,738,000 | 4,671,295,477,000 | 4,700,305,091,000 | 6,547,420,033,000 |
| Other Current Asset | 0 | 1,034,521,137,000 | 889,510,127,000 | 2,096,176,833,000 | 1,923,531,937,000 |
| Total Liabilities | 22,231,537,644,000 | 21,932,717,871,000 | 23,577,032,218,000 | 27,470,004,199,000 | 27,366,289,932,000 |
| Total Equities | 3,700,463,481,000 | 3,014,407,847,000 | 2,644,357,035,000 | 2,986,437,599,000 | 2,806,009,095,000 |
| TTM | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 1,235,730,033,000 | 1,057,051,819,000 | -976,503,971,000 | 2,331,132,771,000 | -1,373,120,869,000 | -773,564,126,000 |
| Kas dari Aktivitas Investasi | -645,862,528,000 | -232,937,862,000 | 1,233,396,036,000 | 587,852,726,000 | -917,295,715,000 | 1,150,586,413,000 |
| Kas dari Aktivitas Pembiayaan | 257,299,023,000 | 159,950,388,000 | -874,767,893,000 | -2,560,285,898,000 | 527,897,095,000 | -119,676,460,000 |
| Arus Kas Bebas | 0 | 0 | 0 | 0 | 0 | 0 |