Bank Artha Graha Internasional Tbk.
148
09 Oct 2026
PER
-5,51
PBV
0,79
ROE
-14,28%
Current Ratio
—
DER
625,41%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Artha Graha Internasional Tbk provides various banking products and services in Indonesia. It operates through four segments: Productive, Consumer, Treasury, and Others. It offers savings and current accounts, and deposits; and productive, consumer, and other loans. The company also provides treasury services; and e-banking services that include mobile banking, retail internet banking, corporate internet banking, accounting and billing system, and payroll services, as well as e-statements and safe deposit boxes. It operates through a network of 31 branch offices, 36 sub-branch offices, 72 on premises ATMs, and 46 off premises ATMs. The company was formerly known as PT Bank Inter-Pacific Tbk and changed its name to PT Bank Artha Graha Internasional Tbk in July 2005. PT Bank Artha Graha Internasional Tbk was incorporated in 1973 and is headquartered in Jakarta Selatan, Indonesia.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
3 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
2 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.383.514.000.000 | 1.289.534.000.000 | 1.259.820.000.000 | 1.291.158.000.000 | 1.115.488.000.000 | 1.072.422.000.000 | 746.337.000.000 | 1.088.360.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 78.831.000.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 1.009.530.000.000 |
| Operating Expenses | 1.883.547.000.000 | 1.390.014.000.000 | 987.887.000.000 | 1.000.563.000.000 | 811.972.000.000 | 723.857.000.000 | 776.585.000.000 | 1.001.940.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 86.421.000.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 |
| Income Before Tax | -563.970.000.000 | -598.809.000.000 | 189.755.000.000 | 183.357.000.000 | 69.141.000.000 | -203.460.000.000 | 30.422.000.000 | 74.336.000.000 |
| Net Income | -542.822.000.000 | -567.520.000.000 | 152.474.000.000 | 146.753.000.000 | 54.997.000.000 | -168.063.000.000 | 21.371.000.000 | 53.621.000.000 |
| Basic EPS | -26,84 | -28,06 | 7,54 | 7,26 | 2,72 | -8,31 | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 27.573.818.000.000 | 30.126.393.000.000 | 26.103.611.000.000 | 25.437.633.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 5.513.394.000.000 | 6.331.416.000.000 | 4.086.050.000.000 | 4.991.434.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 23.772.697.000.000 | 25.786.697.000.000 | 21.932.578.000.000 | 21.433.263.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 200.000.000.000 | 200.000.000.000 | 200.000.000.000 | 200.000.000.000 |
| Total Ekuitas | 3.801.121.000.000 | 4.339.696.000.000 | 4.171.033.000.000 | 4.004.370.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 154.163.000.000 | -1.165.237.000.000 | 5.831.023.000.000 | -464.102.000.000 | 604.832.000.000 | 0 |
| Kas dari Aktivitas Investasi | -1.250.304.000.000 | 330.329.000.000 | -3.613.942.000.000 | -438.430.000.000 | -150.970.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Expenditures | -79.398.000.000 | -78.640.000.000 | -39.596.000.000 | -45.965.000.000 | -18.802.000.000 | 0 |
| Arus Kas Bebas (FCF) | 74.765.000.000 | -1.243.877.000.000 | 5.791.427.000.000 | -510.067.000.000 | 586.030.000.000 | 0 |
| Dividen Dibayar | — | — | — | — | — | — |