Bank OCBC NISP Tbk.
1.225
09 Oct 2026
PER
5,38
PBV
0,64
ROE
11,91%
Current Ratio
—
DER
602,61%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank OCBC NISP Tbk provides various banking products and services to corporate and individual customers in Indonesia. It offers savings and current accounts, and deposits; home, multipurpose, automobile, personal, working capital, and investment loans; credit programs; credit and debit cards; mutual funds, insurance products, FX products, bonds, and structured products; and premier and private banking services. The company also provides treasury products; cash management and trade finance services; supplier financing, export, and import services; and Web and mobile banking, and payment services. In addition, it offers bank reference, bank comfort, and confirmation letters; safe deposit boxes; telegraphic transfers; and remittance and e-tax services. The company operates through a network of 236 offices and 592 ATMs. PT Bank OCBC NISP Tbk was formerly known as PT Bank NISP Tbk. The company was incorporated in 1941 and is headquartered in Jakarta, Indonesia. As of June 5, 2022, PT Bank OCBC NISP Tbk is a subsidiary of OCBC Overseas Investments Pte. Ltd.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
6 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
6 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 13.481.626.000.000 | 13.090.960.000.000 | 11.904.163.000.000 | 11.324.344.000.000 | 10.606.514.000.000 | 9.704.626.000.000 | 7.000.190.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 |
| Gross Profit | — | — | — | — | — | — | 7.000.190.000.000 |
| Operating Expenses | 6.187.434.000.000 | 6.160.992.000.000 | 6.078.897.000.000 | 5.011.095.000.000 | 4.667.523.000.000 | 4.214.269.000.000 | 3.512.760.000.000 |
| Operating Income | — | — | — | — | — | — | 3.487.430.000.000 |
| EBIT | — | — | — | — | — | — | 0 |
| Income Before Tax | 6.572.417.000.000 | 6.408.239.000.000 | 5.989.304.000.000 | 5.184.463.000.000 | 4.218.016.000.000 | 3.203.792.000.000 | 3.485.830.000.000 |
| Net Income | 5.221.455.000.000 | 5.057.473.000.000 | 4.866.750.000.000 | 4.091.028.000.000 | 3.326.917.000.000 | 2.519.574.000.000 | 2.638.060.000.000 |
| Basic EPS | 227,55 | 220,41 | 212,10 | 178,30 | 144,99 | 109,81 | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 308.140.182.000.000 | 281.008.237.000.000 | 249.757.139.000.000 | 238.498.560.000.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 15.956.394.000.000 | 19.377.577.000.000 | 10.751.366.000.000 | 14.627.621.000.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 264.283.585.000.000 | 240.316.858.000.000 | 212.436.871.000.000 | 204.287.525.000.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 1.833.958.000.000 | 3.135.218.000.000 | 2.919.009.000.000 | 4.895.293.000.000 |
| Total Ekuitas | 43.856.347.000.000 | 40.691.003.000.000 | 37.319.892.000.000 | 34.210.774.000.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | 18.171.596.000.000 | 29.435.124.000.000 | 36.996.784.000.000 | 790.289.000.000 | -11.605.326.000.000 | 0 |
| Kas dari Aktivitas Investasi | -27.069.408.000.000 | -29.267.428.000.000 | -27.537.850.000.000 | -1.294.518.000.000 | 14.354.425.000.000 | 0 |
| Kas dari Aktivitas Pembiayaan | -1.967.166.000.000 | -3.702.521.000.000 | -1.654.734.000.000 | -3.333.012.000.000 | -506.832.000.000 | 0 |
| Capital Expenditures | -261.578.000.000 | -271.320.000.000 | -437.155.000.000 | -397.091.000.000 | -799.005.000.000 | 0 |
| Arus Kas Bebas (FCF) | 17.910.018.000.000 | 29.163.804.000.000 | 36.559.629.000.000 | 393.198.000.000 | -12.404.331.000.000 | 0 |
| Dividen Dibayar | -1.032.538.000.000 | -2.432.201.000.000 | -1.652.061.000.000 | -1.330.767.000.000 | -504.797.000.000 | 0 |