Bank Panin Dubai Syariah Tbk.
43
09 Oct 2026
PER
22,28
PBV
0,56
ROE
2,51%
Current Ratio
—
DER
543,30%
Berdasarkan data Trailing Twelve Months (TTM).
Klasifikasi
Info Umum
Tentang Perusahaan
PT Bank Panin Dubai Syariah Tbk operates as a sharia commercial bank for retail, commercial, and corporate customers in Indonesia. It accepts demand, time, current, savings, and other forms of deposits, as well as certificates of deposit. The company also offers working capital, house ownership, investment, multi-service, and car ownership financing services, as well as cash management, guarantees, clearing, real time gross settlement, transfer, bank reference, and standing order services. It operates through a network of 11 branch offices. The company was formerly known as PT Bank Panin Syariah Tbk and changed its name to PT Bank Panin Dubai Syariah Tbk in July 2016. PT Bank Panin Dubai Syariah Tbk was founded in 1972 and is headquartered in Jakarta, Indonesia. PT Bank Panin Dubai Syariah Tbk operates as a subsidiary of PT Bank Pan Indonesia Tbk.
Rasio
Rasio Profitabilitas
Management Effectiveness
Rasio Liquiditas & Leverage
Rasio Aktivitas
Valuasi
Current Valuation
Per Share
Ukuran Perusahaan
Growth (TTM vs Tahun Terbaru)
Screening ala Graham
4 / 9Checklist ala kriteria defensive investor Benjamin Graham — bukan rekomendasi investasi, semata analisis kuantitatif berdasarkan data laporan keuangan terakhir.
Piotroski F-Score
5 / 9Altman Z-Score
Data belum cukup untuk menghitung Altman Z-Score.
Graham Valuation
Status Kuartal Terkini
Checklist fundamental berbasis TTM & laporan tahunan — label berwarna berarti kriteria terpenuhi.
Kinerja Dasar
Pertumbuhan Rata-rata (CAGR)
Solvabilitas
Likuiditas
Profitabilitas
Valuasi
Laba Kotor
Laba Bersih
Margin Laba Kotor
Margin Laba Operasi
Margin Laba Bersih
Imbal Hasil Aset (ROA)
Imbal Hasil Ekuitas (ROE)
Current Ratio
Quick Ratio
Debt to Equity Ratio (DER)
Perputaran Aset
Perputaran Persediaan
Perputaran Piutang
Tren historis per tahun buku berdasarkan laporan laba rugi & neraca yang tersedia. Batang berwarna merah menandakan nilai negatif.
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 520.943.574.000 | 429.417.199.000 | 465.840.965.000 | 516.573.904.000 | 585.089.948.000 | 413.502.876.000 | 158.285.000.000 | 227.158.000.000 | 283.591.000.000 |
| Cost of Revenue | — | — | — | — | — | — | 0 | 2.371.568.000 | 2.571.002.000 |
| Gross Profit | — | — | — | — | — | — | 0 | 224.786.000.000 | 281.020.000.000 |
| Operating Expenses | 410.505.067.000 | 387.298.679.000 | 423.371.844.000 | 344.020.387.000 | 255.210.991.000 | 208.202.499.000 | 215.547.000.000 | 208.607.000.000 | 279.509.000.000 |
| Operating Income | — | — | — | — | — | — | 0 | 18.550.506.000 | 4.082.879.000 |
| EBIT | — | — | — | — | — | — | 0 | 0 | 0 |
| Income Before Tax | 85.823.901.000 | 30.284.569.000 | 107.447.012.000 | 237.066.452.000 | 254.532.742.000 | -818.324.428.000 | 6.738.008.000 | 23.345.433.000 | 21.412.387.000 |
| Net Income | 74.663.193.000 | 20.015.962.000 | 135.932.105.000 | 227.517.993.000 | 250.531.592.000 | -818.112.377.000 | 128.116.000 | 13.237.011.000 | 20.788.229.000 |
| Basic EPS | 1,93 | 0,52 | 3,50 | 5,86 | 6,45 | -21,08 | — | — | — |
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Aset | 19.117.611.404.000 | 16.797.156.107.000 | 17.325.634.073.000 | 14.791.738.009.000 |
| Aset Lancar | 0 | 0 | 0 | 0 |
| Kas | 1.427.311.238.000 | 1.318.555.532.000 | 2.141.948.662.000 | 1.222.930.296.000 |
| Piutang | — | — | — | — |
| Persediaan | — | — | — | — |
| Total Liabilitas | 16.145.792.787.000 | 13.944.899.578.000 | 14.554.283.622.000 | 12.286.333.990.000 |
| Liabilitas Lancar | — | — | — | — |
| Long Term Debt | 7.875.566.000 | 9.698.338.000 | 13.510.362.000 | 13.495.798.000 |
| Total Ekuitas | 2.971.818.617.000 | 2.852.256.529.000 | 2.771.350.451.000 | 2.505.404.019.000 |
| Working Capital | — | — | — | — |
| Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Kas dari Aktivitas Operasi | -521.347.355.000 | 151.289.691.000 | -794.282.737.000 | 945.027.645.000 | -465.671.310.000 | 0 |
| Kas dari Aktivitas Investasi | -29.271.167.000 | -30.720.510.000 | -15.307.060.000 | -18.458.265.000 | -23.959.111.000 | 0 |
| Kas dari Aktivitas Pembiayaan | -11.776.615.000 | -11.893.909.000 | -13.640.470.000 | -8.280.080.000 | 0 | 0 |
| Capital Expenditures | -29.257.967.000 | -30.729.033.000 | -15.316.160.000 | -18.500.515.000 | -24.001.961.000 | 0 |
| Arus Kas Bebas (FCF) | -550.605.322.000 | 120.560.658.000 | -809.598.897.000 | 926.527.130.000 | -489.673.271.000 | 0 |
| Dividen Dibayar | — | — | — | — | — | — |